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Rural ResidenceResidential
$269,364$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

49431 165TH ST NW

OSLO, MN 56744
4
Beds
1
Baths
1,424 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
78.76 ac
Lot SizeThe size of the land the home sits on, from county records.
1946
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$269K
$170K low$368K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,406 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$596,100 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$567,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$596,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
35
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.78.76
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckShed · 448 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Warren-Alvarado-Oslo Secondary SchoolC
Middle · Grades 6–12 · 16.9 mi
E
Warren Elementary SchoolB+
Elementary · Grades PK–5 · 17.0 mi

District: Warren-Alvarado-Oslo School District

Neighborhood · ZIP 56744These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.7

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.280
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,378
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,602
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.20 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

49431 165th St Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Oslo 56744
  • Costs more per square foot than 84% of homes in Oslo 56744
  • Bigger than 69% of homes in Oslo 56744
  • Has a bigger lot than 97% of homes in Oslo 56744
  • Older than 70% of homes in Oslo 56744

What homes are worth in Oslo 56744

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$399K

This home is worth more than 89% of homes in Oslo 56744.

How it measures up in Oslo 56744

The dot is this home. The mark in the middle is the typical home in Oslo 56744.

Estimated value$269,364
CheaperTypical $164,926Pricier

Pricier than 89% of homes nearby

Price per ft²$189
CheaperTypical $136Pricier

Pricier than 84% of homes nearby

Living area1,424 ft²
SmallerTypical 1,196 ft²Bigger

Bigger than 69% of homes nearby

Lot size78.76 ac
SmallerTypical 0.34 acBigger

Bigger than 97% of homes nearby

Year built1946
OlderTypical 1968Newer

Newer than 30% of homes nearby

How 49431 165th St Nw ranks against every home in each area.
MeasureThis homeOslo 56744Polk County
Estimated valuepricier than$269,36489% of homes55% of homes
Price per ft²pricier than$18984% of homes55% of homes
Living areabigger than1,424 ft²69% of homes55% of homes
Lot sizebigger than78.76 ac97% of homes93% of homes
Year builtnewer than194630% of homes31% of homes

About 49431 165th St Nw

How much is 49431 165th St Nw, Oslo, MN worth?

The TopHap Estimate for 49431 165th St Nw, Oslo, MN is $269,364 as of Sep 24, 2026. The likely range is $170,421 to $368,307. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 49431 165th St Nw, Oslo, MN last sell?

49431 165th St Nw, Oslo, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 49431 165th St Nw, Oslo, MN?

49431 165th St Nw, Oslo, MN has 4 bedrooms, 1 bathrooms, 1,424 square feet of living space and a 78.76-acre lot.

When was 49431 165th St Nw, Oslo, MN built?

49431 165th St Nw, Oslo, MN was built in 1946, making it 80 years old. It is a a-frame home. The building has 1 story.

What schools serve 49431 165th St Nw, Oslo, MN?

49431 165th St Nw, Oslo, MN is assigned to Warren-Alvarado-Oslo Secondary School (middle), rated C; Warren Elementary School (elementary), rated B+. All sit in Warren-Alvarado-Oslo School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 49431 165th St Nw, Oslo, MN compare to other homes in Oslo 56744?

Among the 230 homes in Oslo 56744, it is worth more than 89% of them ($269,364 against a typical $164,926), its price per square foot is higher than 84% of them ($189 against a typical $136), it is bigger than 69% of them (1,424 ft² against a typical 1,196 ft²), its lot is bigger than 97% of them (78.76 ac against a typical 0.34 ac) and it is newer than 30% of them (1946 against a typical 1968). Measured against all of Polk County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 49431 165th St Nw, Oslo, MN?

The 2026 property tax bill for 49431 165th St Nw, Oslo, MN was $1,406. The county assessed it at $596,100.

More homes on 165th St Nw

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