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Single Family ResidentialResidential
$708,512$473 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

4945 MUTINY BAY RD

FREELAND, WA 98249
3
Beds
2
Baths
1,499 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.03 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$709K
$666K low$751K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$586,360 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$250,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$336,360
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$570,499
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$586,360

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
54
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyIsland
Lot (acres)The size of the land the home sits on, from county records.3.03
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gas
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 216 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Whidbey Elementary SchoolB-
Elementary · Grades KG–5 · 7.2 mi
H
South Whidbey High SchoolA
High · Grades 9–12 · 7.4 mi
M
South Whidbey Middle SchoolB-
Middle · Grades 6–8 · 7.4 mi

District: South Whidbey School District

Neighborhood · ZIP 98249These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.300

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,390
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.179 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,838
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,171
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.25 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4945 Mutiny Bay Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 74% of homes in Island County
  • Has a bigger lot than 79% of homes in Freeland 98249
  • Newer than 74% of homes in Island County

What homes are worth in Freeland 98249

Each bar is how many homes fall in that price range. The marker is this home.

This home
$390K$3.2M

This home is worth more than 41% of homes in Freeland 98249.

How it measures up in Freeland 98249

The dot is this home. The mark in the middle is the typical home in Freeland 98249.

Estimated value$708,512
CheaperTypical $769,588Pricier

Pricier than 41% of homes nearby

Price per ft²$473
CheaperTypical $440Pricier

Pricier than 58% of homes nearby

Living area1,499 ft²
SmallerTypical 1,732 ft²Bigger

Bigger than 38% of homes nearby

Lot size3.03 ac
SmallerTypical 0.42 acBigger

Bigger than 79% of homes nearby

Year built2001
OlderTypical 1991Newer

Newer than 71% of homes nearby

How 4945 Mutiny Bay Rd ranks against every home in each area.
MeasureThis homeFreeland 98249Island County
Estimated valuepricier than$708,51241% of homes58% of homes
Price per ft²pricier than$47358% of homes74% of homes
Living areabigger than1,499 ft²38% of homes38% of homes
Lot sizebigger than3.03 ac79% of homes75% of homes
Year builtnewer than200171% of homes74% of homes

About 4945 Mutiny Bay Rd

How much is 4945 Mutiny Bay Rd, Freeland, WA worth?

The TopHap Estimate for 4945 Mutiny Bay Rd, Freeland, WA is $708,512 as of Sep 24, 2026. The likely range is $665,869 to $751,155. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4945 Mutiny Bay Rd, Freeland, WA?

4945 Mutiny Bay Rd, Freeland, WA has 3 bedrooms, 2 bathrooms, 1,499 square feet of living space and a 3.03-acre lot.

When was 4945 Mutiny Bay Rd, Freeland, WA built?

4945 Mutiny Bay Rd, Freeland, WA was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 4945 Mutiny Bay Rd, Freeland, WA?

4945 Mutiny Bay Rd, Freeland, WA is assigned to South Whidbey Elementary School (elementary), rated B-; South Whidbey High School (high), rated A; South Whidbey Middle School (middle), rated B-. All sit in South Whidbey School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4945 Mutiny Bay Rd, Freeland, WA compare to other homes in Freeland 98249?

Among the 3,427 homes in Freeland 98249, it is worth more than 41% of them ($708,512 against a typical $769,588), its price per square foot is higher than 58% of them ($473 against a typical $440), it is bigger than 38% of them (1,499 ft² against a typical 1,732 ft²), its lot is bigger than 79% of them (3.03 ac against a typical 0.42 ac) and it is newer than 71% of them (2001 against a typical 1991). Measured against all of Island County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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