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Single Family ResidenceResidential
$975,922$208 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4946 ROCKY RIVER RD

CHARLOTTE, NC 28215
3
Beds
3 / 1
Baths
4,700 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.18 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$976K
$767K low$1.2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$436,922
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$349,538
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$399,000
BANK OF AMERICA · R · recorded Dec 15, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
BANK OF AMERICA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,493 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$857,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$260,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$597,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$828,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$857,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMecklenburg
Lot (acres)The size of the land the home sits on, from county records.6.18
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 606 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Reedy Creek Elementary SchoolC-
Elementary · Grades PK–5 · 1.2 mi
M
Northridge Middle SchoolC
Middle · Grades 6–8 · 2.8 mi
H
Rocky River High SchoolD-
High · Grades 9–12 · 5.2 mi

District: Charlotte-Mecklenburg Schools

Neighborhood · ZIP 28215These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.66,024
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,219 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,135
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,800
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4946 Rocky River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Back Creek Church Road
  • Costs more per square foot than 77% of homes in Back Creek Church Road
  • Among the largest homes in Charlotte 28215
  • Among the largest lots in Back Creek Church Road
  • Newer than 76% of homes in Mecklenburg County

What homes are worth in Charlotte 28215

Each bar is how many homes fall in that price range. The marker is this home.

This home
$135K$670K

This home is worth more than almost all homes in Charlotte 28215.

How it measures up in Charlotte 28215

The dot is this home. The mark in the middle is the typical home in Charlotte 28215.

Estimated value$975,922
CheaperTypical $352,625Pricier

Pricier than almost all homes nearby

Price per ft²$208
CheaperTypical $202Pricier

Pricier than 55% of homes nearby

Living area4,700 ft²
SmallerTypical 1,708 ft²Bigger

Bigger than almost all homes nearby

Lot size6.18 ac
SmallerTypical 0.25 acBigger

Bigger than 98% of homes nearby

Year built2005
OlderTypical 1997Newer

Newer than 71% of homes nearby

How 4946 Rocky River Rd ranks against every home in each area.
MeasureThis homeBack Creek Church RoadCharlotte 28215Mecklenburg County
Estimated valuepricier than$975,922almost all homesalmost all homes89% of homes
Price per ft²pricier than$20877% of homes55% of homes35% of homes
Living areabigger than4,700 ft²almost all homesalmost all homes97% of homes
Lot sizebigger than6.18 acalmost all homes98% of homes97% of homes
Year builtnewer than200565% of homes71% of homes76% of homes

About 4946 Rocky River Rd

How much is 4946 Rocky River Rd, Charlotte, NC worth?

The TopHap Estimate for 4946 Rocky River Rd, Charlotte, NC is $975,922 as of Jul 14, 2026. The likely range is $767,034 to $1,184,810. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4946 Rocky River Rd, Charlotte, NC?

4946 Rocky River Rd, Charlotte, NC has 3 bedrooms, 3 bathrooms, 4,700 square feet of living space and a 6.18-acre lot.

When was 4946 Rocky River Rd, Charlotte, NC built?

4946 Rocky River Rd, Charlotte, NC was built in 2005, making it 21 years old. The building has 2 stories.

What schools serve 4946 Rocky River Rd, Charlotte, NC?

4946 Rocky River Rd, Charlotte, NC is assigned to Reedy Creek Elementary School (elementary), rated C-; Northridge Middle School (middle), rated C; Rocky River High School (high), rated D-. All sit in Charlotte-Mecklenburg Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4946 Rocky River Rd, Charlotte, NC compare to other homes in Charlotte 28215?

Among the 23,472 homes in Charlotte 28215, it is worth more than almost all of them ($975,922 against a typical $352,625), its price per square foot is higher than 55% of them ($208 against a typical $202), it is bigger than almost all of them (4,700 ft² against a typical 1,708 ft²), its lot is bigger than 98% of them (6.18 ac against a typical 0.25 ac) and it is newer than 71% of them (2005 against a typical 1997). Measured against all of Mecklenburg County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4946 Rocky River Rd, Charlotte, NC?

The 2024 property tax bill for 4946 Rocky River Rd, Charlotte, NC was $6,493. The county assessed it at $857,500.

More homes on Rocky River Rd

Closest homes

More homes in Charlotte 28215

Assigned schools

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