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Residential (General/Single)Residential

495 CHESTNUT ST

ASHLAND, OR 97520
Built 196724 units832–1,392 ft²
$5.8M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$236K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$278
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

-17.9%vs the Ashland ZIP median sale $/ft² ($338)

Sales Performance

$228K
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
2
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
8.3%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
This building's own appreciationThe building's own appreciation: for every unit that sold twice (held over a year), we compute its yearly price change between the two sales and take the middle value. This is the cleanest read on how this specific building performs, because it compares each unit to itself.
+4.2%per yeartypical hold 5.0 yrsfrom 43 same-unit resales
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
19951999200320062013201720212026
Sale price per ft² (yearly, all time)The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.$/ft²
19951999200320062013201720212026

65 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Every unit: size vs estimated valueEvery unit in the building as one dot: across is its size, up is our current value estimate, and color is its bedroom count. Vertical columns of dots are recurring floor plans; the height spread within a column shows how much floor, view and condition move prices for the same layout.
$195K$240K$284K$329K832 ft²944 ft²1,056 ft²1,168 ft²1,280 ft²1,392 ft²
2 bd
2 bed
24 units
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
2 bd · 1.5 ba · 832 ft²
10 units
2 bd · 1.5 ba · 848 ft²
4 units
2 bd · 1.5 ba · 880 ft²
4 units
2 bd · 1.5 ba · 858 ft²
2 units
2 bd · 1.5 ba · 1,102 ft²
2 units
2 bd · 1.5 ba · 1,392 ft²
2 units

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$195K–$195K
1 unit
$220K–$222K
2 units
$230K–$245K
16 units
$247K–$253K
3 units
$281K–$281K
1 unit
$329K–$329K
1 unit

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.25%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.21%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.7.2 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.63%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.44%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$287,177
Median tax billThe middle annual property tax bill among the building's units.$2,493
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit 19Oct 6, 2026$195,000Unit 16May 20, 2026$260,000Unit 24Sep 30, 2024$295,000Unit 13Sep 26, 2024$288,500Unit 17Apr 26, 2024$252,850Unit 23Jul 14, 2022$260,000Unit 13Jul 1, 2022$263,250Unit 19Mar 17, 2022$240,000Unit 10Nov 5, 2021$265,000Unit 17Sep 17, 2021$240,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
69
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyJACKSON
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Helman Elementary SchoolA+
Elementary · Grades KG–5 · 0.8 mi
H
Ashland High SchoolA-
High · Grades 9–12 · 1.7 mi
M
Ashland Middle SchoolA
Middle · Grades 6–8 · 2.2 mi

District: Ashland School District 5

Neighborhood · ZIP 97520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,348
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,297
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

495 Chestnut St
23,552 ft²
495 Chestnut St # 1
2 bd · 1.5 ba · 880 ft²
$240K
495 Chestnut St # 2
2 bd · 1.5 ba · 880 ft²
$241K
495 Chestnut St # 3
2 bd · 1.5 ba · 832 ft²
$233K
495 Chestnut St
2 bd · 1.5 ba · 832 ft²
$220K
495 Chestnut St
2 bd · 1.5 ba · 858 ft²
$241K
495 Chestnut St # 6
2 bd · 1.5 ba · 832 ft²
$247K
495 Chestnut St # 7
2 bd · 1.5 ba · 832 ft²
$235K
495 Chestnut St # 8
2 bd · 1.5 ba · 1,392 ft²
$329K
495 Chestnut St
2 bd · 1.5 ba · 1,102 ft²
$244K
495 Chestnut St # 10
2 bd · 1.5 ba · 832 ft²
$234K
495 Chestnut St # 11
2 bd · 1.5 ba · 848 ft²
$235K
495 Chestnut St # 12
2 bd · 1.5 ba · 848 ft²
$243K
495 Chestnut St # 13
2 bd · 1.5 ba · 848 ft²
$253K
495 Chestnut St # 14
2 bd · 1.5 ba · 848 ft²
$236K
495 Chestnut St # 15
2 bd · 1.5 ba · 832 ft²
$231K
495 Chestnut St # 16
2 bd · 1.5 ba · 1,102 ft²
$253K
495 Chestnut St # 17
2 bd · 1.5 ba · 880 ft²
$230K
495 Chestnut St # 18
2 bd · 1.5 ba · 880 ft²
$233K
495 Chestnut St # 19
2 bd · 1.5 ba · 832 ft²
$195K
495 Chestnut St # 20
2 bd · 1.5 ba · 832 ft²
$234K
495 Chestnut St # 21
2 bd · 1.5 ba · 858 ft²
$222K
495 Chestnut St # 22
2 bd · 1.5 ba · 832 ft²
$234K
495 Chestnut St # 23
2 bd · 1.5 ba · 832 ft²
$245K
495 Chestnut St # 24
2 bd · 1.5 ba · 1,392 ft²
$281K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 495 Chestnut St

How many units are in 495 Chestnut St, Ashland, OR?

495 Chestnut St, Ashland, OR has 24 residential units across built in 1967, according to county assessor records.

What is a unit at 495 Chestnut St, Ashland, OR worth?

The median TopHap Estimate across the 24 units at 495 Chestnut St, Ashland, OR is $235,567. That works out to $278 per square foot. Units run from 832 to 1,392 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 495 Chestnut St, Ashland, OR expensive for Ashland?

Units at 495 Chestnut St, Ashland, OR carry a median of $278 per square foot, 18% below the Ashland median of $338 per square foot.

How often do units sell at 495 Chestnut St, Ashland, OR?

2 units at 495 Chestnut St, Ashland, OR sold in the last 12 months, out of 65 recorded arms-length sales all time. That is a turnover rate of 8.3% of the building per year. The median sale over that period was $228K.

Have units at 495 Chestnut St, Ashland, OR appreciated?

Across 43 repeat sales of the same unit, 495 Chestnut St, Ashland, OR returned a median 4.2% per year. Because each pair is the same unit bought and sold, the figure is not distorted by which units traded. The median owner held for 5.0 years.

What floor plans does 495 Chestnut St, Ashland, OR have?

The most common plan at 495 Chestnut St, Ashland, OR is a 2-bedroom of 832 square feet, repeated 10 times, with a median estimate of $233,900. TopHap identifies 6 recurring plans in the building.

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