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Single Family ResidenceResidential
$312,464$240 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

495 COTTAGE ST

ATHOL, MA 01331
5
Beds
1
Baths
1,301 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1850
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$312K
$283K low$342K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,040 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$239,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$199,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$277,020

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Athol Community Elementary SchoolD-
Elementary · Grades PK–4 · 1.2 mi
H
Athol High SchoolD+
High · Grades 9–12 · 1.3 mi
M
Athol - Royalston Middle SchoolC
Middle · Grades 5–8 · 1.3 mi

District: Athol-Royalston School District

Neighborhood · ZIP 01331These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.13,781
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.234 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,680
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,102
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 Cottage St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Worcester County
  • Costs less per square foot than 84% of homes in Worcester County
  • Smaller than 72% of homes in Worcester County
  • Has a smaller lot than 97% of homes in Athol 01331
  • Older than 98% of homes in Worcester County

What homes are worth in Athol 01331

Each bar is how many homes fall in that price range. The marker is this home.

This home
$177K$618K

This home is worth more than 42% of homes in Athol 01331.

How it measures up in Athol 01331

The dot is this home. The mark in the middle is the typical home in Athol 01331.

Estimated value$312,464
CheaperTypical $325,270Pricier

Pricier than 42% of homes nearby

Price per ft²$240
CheaperTypical $234Pricier

Pricier than 53% of homes nearby

Living area1,301 ft²
SmallerTypical 1,432 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.1 ac
SmallerTypical 0.51 acBigger

Bigger than 3% of homes nearby

Year built1850
OlderTypical 1950Newer

Newer than 4% of homes nearby

How 495 Cottage St ranks against every home in each area.
MeasureThis homeAthol 01331Worcester County
Estimated valuepricier than$312,46442% of homes9% of homes
Price per ft²pricier than$24053% of homes16% of homes
Living areabigger than1,301 ft²39% of homes28% of homes
Lot sizebigger than0.1 ac3% of homes3% of homes
Year builtnewer than18504% of homes2% of homes

About 495 Cottage St

How much is 495 Cottage St, Athol, MA worth?

The TopHap Estimate for 495 Cottage St, Athol, MA is $312,464 as of Aug 30, 2026. The likely range is $282,649 to $342,279. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 495 Cottage St, Athol, MA last sell?

495 Cottage St, Athol, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 495 Cottage St, Athol, MA?

495 Cottage St, Athol, MA has 5 bedrooms, 1 bathrooms, 1,301 square feet of living space and a 0.10-acre lot.

When was 495 Cottage St, Athol, MA built?

495 Cottage St, Athol, MA was built in 1850, making it 176 years old. It is a conventional home. The building has 2 stories.

What schools serve 495 Cottage St, Athol, MA?

495 Cottage St, Athol, MA is assigned to Athol Community Elementary School (elementary), rated D-; Athol High School (high), rated D+; Athol - Royalston Middle School (middle), rated C. All sit in Athol-Royalston School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 Cottage St, Athol, MA compare to other homes in Athol 01331?

Among the 4,903 homes in Athol 01331, it is worth more than 42% of them ($312,464 against a typical $325,270), its price per square foot is higher than 53% of them ($240 against a typical $234), it is bigger than 39% of them (1,301 ft² against a typical 1,432 ft²), its lot is bigger than 3% of them (0.1 ac against a typical 0.51 ac) and it is newer than 4% of them (1850 against a typical 1950). Measured against all of Worcester County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 Cottage St, Athol, MA?

The 2025 property tax bill for 495 Cottage St, Athol, MA was $3,040. The county assessed it at $239,200.

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