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Single Family ResidenceResidential
$220,397$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $180,000 on Jun 11, 2021

495 COTTER ST

RINGGOLD, GA 30736
2
Baths
1,176 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$220K
$212K low$229K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$180,000 · Jun 11, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$43,658
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,926
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$176,739
SUMMIT FUNDING · recorded Jun 11, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,313 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$73,820 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$59,820
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$63,035
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$184,549

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCatoosa
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.29
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 60 ft²Porch · 284 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ringgold Middle SchoolA-
Middle · Grades 6–8 · 0.6 mi
H
Ringgold High SchoolB-
High · Grades 9–12 · 0.7 mi
E
Ringgold Primary School
Elementary · Grades PK–2 · 2.1 mi

District: Catoosa County School District

Neighborhood · ZIP 30736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.146

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.45,340
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.356 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,951
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,992
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 Cotter St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Ringgold 30736
  • Smaller than 85% of homes in Ringgold 30736
  • Has a smaller lot than 86% of homes in Ringgold 30736
  • Older than 98% of homes in Ringgold 30736

What homes are worth in Ringgold 30736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$120K$821K

This home is worth more than 15% of homes in Ringgold 30736.

How it measures up in Ringgold 30736

The dot is this home. The mark in the middle is the typical home in Ringgold 30736.

Estimated value$220,397
CheaperTypical $320,517Pricier

Pricier than 15% of homes nearby

Price per ft²$187
CheaperTypical $198Pricier

Pricier than 38% of homes nearby

Living area1,176 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.29 ac
SmallerTypical 0.56 acBigger

Bigger than 14% of homes nearby

Year built1930
OlderTypical 1994Newer

Newer than 2% of homes nearby

How 495 Cotter St ranks against every home in each area.
MeasureThis homeRinggold 30736Catoosa County
Estimated valuepricier than$220,39715% of homes23% of homes
Price per ft²pricier than$18738% of homes45% of homes
Living areabigger than1,176 ft²15% of homes19% of homes
Lot sizebigger than0.29 ac14% of homes24% of homes
Year builtnewer than19302% of homes2% of homes

About 495 Cotter St

How much is 495 Cotter St, Ringgold, GA worth?

The TopHap Estimate for 495 Cotter St, Ringgold, GA is $220,397 as of Jul 14, 2026. The likely range is $212,194 to $228,600. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 495 Cotter St, Ringgold, GA last sell?

495 Cotter St, Ringgold, GA last sold on Jun 11, 2021 for $180,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 495 Cotter St, Ringgold, GA?

495 Cotter St, Ringgold, GA has 2 bathrooms, 1,176 square feet of living space and a 0.29-acre lot.

When was 495 Cotter St, Ringgold, GA built?

495 Cotter St, Ringgold, GA was built in 1930, making it 96 years old. The building has 1 story.

What schools serve 495 Cotter St, Ringgold, GA?

495 Cotter St, Ringgold, GA is assigned to Ringgold Middle School (middle), rated A-; Ringgold High School (high), rated B-; Ringgold Primary School (elementary). All sit in Catoosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 Cotter St, Ringgold, GA compare to other homes in Ringgold 30736?

Among the 15,824 homes in Ringgold 30736, it is worth more than 15% of them ($220,397 against a typical $320,517), its price per square foot is higher than 38% of them ($187 against a typical $198), it is bigger than 15% of them (1,176 ft² against a typical 1,600 ft²), its lot is bigger than 14% of them (0.29 ac against a typical 0.56 ac) and it is newer than 2% of them (1930 against a typical 1994). Measured against all of Catoosa County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 Cotter St, Ringgold, GA?

The 2025 property tax bill for 495 Cotter St, Ringgold, GA was $1,313. The county assessed it at $73,820.

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Closest homes

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Assigned schools

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