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Single Family ResidenceResidential
$539,156$152 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

495 N 7TH ST

MONTPELIER, ID 83254
4
Beds
3
Baths
3,542 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$539K
$509K low$569K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,638 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$520,430 (2026)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$520,430
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$527,052
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$520,430

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
41
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBEAR LAKE
Lot (acres)The size of the land the home sits on, from county records.1.15
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
A J Winters Elementary SchoolB
Elementary · Grades PK–5 · 0.4 mi
H
Bear Lake High SchoolA+
High · Grades 9–12 · 0.5 mi
M
Bear Lake Middle SchoolB
Middle · Grades 6–8 · 0.6 mi

District: Bear Lake County School District 33

Neighborhood · ZIP 83254These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.223

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,702
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,492
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,112
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.20 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 N 7th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Montpelier 83254
  • Costs less per square foot than 88% of homes in Bear Lake County
  • Bigger than 96% of homes in Montpelier 83254
  • Has a bigger lot than 73% of homes in Montpelier 83254
  • Newer than 85% of homes in Montpelier 83254

What homes are worth in Montpelier 83254

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$987K

This home is worth more than 87% of homes in Montpelier 83254.

How it measures up in Montpelier 83254

The dot is this home. The mark in the middle is the typical home in Montpelier 83254.

Estimated value$539,156
CheaperTypical $311,856Pricier

Pricier than 87% of homes nearby

Price per ft²$152
CheaperTypical $189Pricier

Pricier than 23% of homes nearby

Living area3,542 ft²
SmallerTypical 1,572 ft²Bigger

Bigger than 96% of homes nearby

Lot size1.15 ac
SmallerTypical 0.37 acBigger

Bigger than 73% of homes nearby

Year built1997
OlderTypical 1956Newer

Newer than 85% of homes nearby

How 495 N 7th St ranks against every home in each area.
MeasureThis homeMontpelier 83254Bear Lake County
Estimated valuepricier than$539,15687% of homes61% of homes
Price per ft²pricier than$15223% of homes12% of homes
Living areabigger than3,542 ft²96% of homes91% of homes
Lot sizebigger than1.15 ac73% of homes73% of homes
Year builtnewer than199785% of homes69% of homes

About 495 N 7th St

How much is 495 N 7th St, Montpelier, ID worth?

The TopHap Estimate for 495 N 7th St, Montpelier, ID is $539,156 as of Aug 30, 2026. The likely range is $509,197 to $569,115. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 495 N 7th St, Montpelier, ID last sell?

495 N 7th St, Montpelier, ID last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 495 N 7th St, Montpelier, ID?

495 N 7th St, Montpelier, ID has 4 bedrooms, 3 bathrooms, 3,542 square feet of living space and a 1.15-acre lot.

When was 495 N 7th St, Montpelier, ID built?

495 N 7th St, Montpelier, ID was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 495 N 7th St, Montpelier, ID?

495 N 7th St, Montpelier, ID is assigned to A J Winters Elementary School (elementary), rated B; Bear Lake High School (high), rated A+; Bear Lake Middle School (middle), rated B. All sit in Bear Lake County School District 33. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 N 7th St, Montpelier, ID compare to other homes in Montpelier 83254?

Among the 1,667 homes in Montpelier 83254, it is worth more than 87% of them ($539,156 against a typical $311,856), its price per square foot is higher than 23% of them ($152 against a typical $189), it is bigger than 96% of them (3,542 ft² against a typical 1,572 ft²), its lot is bigger than 73% of them (1.15 ac against a typical 0.37 ac) and it is newer than 85% of them (1997 against a typical 1956). Measured against all of Bear Lake County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 N 7th St, Montpelier, ID?

The 2025 property tax bill for 495 N 7th St, Montpelier, ID was $2,638. The county assessed it at $520,430.

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