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Single Family ResidenceResidential
$265,174$240 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

495 RIVERSIDE RD

SPRINGFIELD, MA 01107
3
Beds
1
Baths
1,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$265K
$250K low$280K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$188,174
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$150,539
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$77,000
WESTFIELD BANK FSB · R · recorded Jan 12, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,639 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$232,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$200,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$208,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$219,640

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.21
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
BrightwoodD
Elementary · Grades PK–5 · 0.3 mi
M
Alfred G. Zanetti Montessori Magnet SchoolB
Middle · Grades PK–8 · 1.6 mi
H
High School of CommerceD
High · Grades 9–12 · 2.4 mi

District: Springfield School District

Neighborhood · ZIP 01107These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.162
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.45%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,814
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,514 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$34,163
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$51,892
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 Riverside Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Hampden County
  • Costs more per square foot than 83% of homes in Springfield 01107
  • Smaller than 90% of homes in Springfield 01107
  • Has a bigger lot than 75% of homes in Springfield 01107
  • Newer than 89% of homes in Springfield 01107

What homes are worth in Springfield 01107

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$559K

This home is worth more than 34% of homes in Springfield 01107.

How it measures up in Springfield 01107

The dot is this home. The mark in the middle is the typical home in Springfield 01107.

Estimated value$265,174
CheaperTypical $288,898Pricier

Pricier than 34% of homes nearby

Price per ft²$240
CheaperTypical $190Pricier

Pricier than 83% of homes nearby

Living area1,104 ft²
SmallerTypical 2,197 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.21 ac
SmallerTypical 0.15 acBigger

Bigger than 75% of homes nearby

Year built1986
OlderTypical 1922Newer

Newer than 89% of homes nearby

How 495 Riverside Rd ranks against every home in each area.
MeasureThis homeBrightwoodSpringfield 01107Hampden County
Estimated valuepricier than$265,17455% of homes34% of homes16% of homes
Price per ft²pricier than$24079% of homes83% of homes46% of homes
Living areabigger than1,104 ft²19% of homes10% of homes22% of homes
Lot sizebigger than0.21 ac73% of homes75% of homes34% of homes
Year builtnewer than198677% of homes89% of homes82% of homes

About 495 Riverside Rd

How much is 495 Riverside Rd, Springfield, MA worth?

The TopHap Estimate for 495 Riverside Rd, Springfield, MA is $265,174 as of Jul 14, 2026. The likely range is $250,374 to $279,974. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 495 Riverside Rd, Springfield, MA last sell?

495 Riverside Rd, Springfield, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 495 Riverside Rd, Springfield, MA?

495 Riverside Rd, Springfield, MA has 3 bedrooms, 1 bathrooms, 1,104 square feet of living space and a 0.21-acre lot.

When was 495 Riverside Rd, Springfield, MA built?

495 Riverside Rd, Springfield, MA was built in 1986, making it 40 years old. It is a ranch home. The building has 1 story.

What schools serve 495 Riverside Rd, Springfield, MA?

495 Riverside Rd, Springfield, MA is assigned to Brightwood (elementary), rated D; Alfred G. Zanetti Montessori Magnet School (middle), rated B; High School of Commerce (high), rated D. All sit in Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 Riverside Rd, Springfield, MA compare to other homes in Springfield 01107?

Among the 1,506 homes in Springfield 01107, it is worth more than 34% of them ($265,174 against a typical $288,898), its price per square foot is higher than 83% of them ($240 against a typical $190), it is bigger than 10% of them (1,104 ft² against a typical 2,197 ft²), its lot is bigger than 75% of them (0.21 ac against a typical 0.15 ac) and it is newer than 89% of them (1986 against a typical 1922). Measured against all of Hampden County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 Riverside Rd, Springfield, MA?

The 2025 property tax bill for 495 Riverside Rd, Springfield, MA was $3,639. The county assessed it at $232,100.

Closest homes

More homes in Springfield 01107

Assigned schools

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