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Rural ResidenceResidential
$369,651$174 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

496 CLIFF RAPER RD

MURPHY, NC 28906
3
Beds
2
Baths
2,128 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
25.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
8
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$370K
$315K low$424K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,985 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$269,480 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$269,480
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$269,480

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.46 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCherokee
Lot (acres)The size of the land the home sits on, from county records.25.20
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 50 ft²Shed · 864 ft²Patio · 320 ft²Porch · 182 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Hiwassee Dam High SchoolB
High · Grades 9–12 · 2.1 mi
E
Hiwassee Dam Elementary & Middle SchoolA-
Elementary · Grades PK–8 · 2.2 mi

District: Cherokee County Schools

Neighborhood · ZIP 28906These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.20,751
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,607
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

496 Cliff Raper Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Cherokee County
  • Costs less per square foot than 70% of homes in Murphy 28906
  • Bigger than 90% of homes in Murphy 28906
  • Has a bigger lot than 96% of homes in Murphy 28906
  • Older than 83% of homes in Murphy 28906

What homes are worth in Murphy 28906

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$702K

This home is worth more than 74% of homes in Murphy 28906.

How it measures up in Murphy 28906

The dot is this home. The mark in the middle is the typical home in Murphy 28906.

Estimated value$369,651
CheaperTypical $277,243Pricier

Pricier than 74% of homes nearby

Price per ft²$174
CheaperTypical $225Pricier

Pricier than 30% of homes nearby

Living area2,128 ft²
SmallerTypical 1,309 ft²Bigger

Bigger than 90% of homes nearby

Lot size25.2 ac
SmallerTypical 1.33 acBigger

Bigger than 96% of homes nearby

Year built1973
OlderTypical 1996Newer

Newer than 17% of homes nearby

How 496 Cliff Raper Rd ranks against every home in each area.
MeasureThis homeMurphy 28906Cherokee County
Estimated valuepricier than$369,65174% of homes76% of homes
Price per ft²pricier than$17430% of homes36% of homes
Living areabigger than2,128 ft²90% of homes89% of homes
Lot sizebigger than25.2 ac96% of homes96% of homes
Year builtnewer than197317% of homes20% of homes

About 496 Cliff Raper Rd

How much is 496 Cliff Raper Rd, Murphy, NC worth?

The TopHap Estimate for 496 Cliff Raper Rd, Murphy, NC is $369,651 as of Jul 14, 2026. The likely range is $315,048 to $424,254. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 496 Cliff Raper Rd, Murphy, NC last sell?

496 Cliff Raper Rd, Murphy, NC last sold on Oct 1, 1991, according to the county's recorded deed.

How big is 496 Cliff Raper Rd, Murphy, NC?

496 Cliff Raper Rd, Murphy, NC has 3 bedrooms, 2 bathrooms, 2,128 square feet of living space and a 25.20-acre lot.

When was 496 Cliff Raper Rd, Murphy, NC built?

496 Cliff Raper Rd, Murphy, NC was built in 1973, making it 53 years old. It is a ranch home.

What schools serve 496 Cliff Raper Rd, Murphy, NC?

496 Cliff Raper Rd, Murphy, NC is assigned to Hiwassee Dam High School (high), rated B; Hiwassee Dam Elementary & Middle School (elementary), rated A-. All sit in Cherokee County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 496 Cliff Raper Rd, Murphy, NC compare to other homes in Murphy 28906?

Among the 14,392 homes in Murphy 28906, it is worth more than 74% of them ($369,651 against a typical $277,243), its price per square foot is higher than 30% of them ($174 against a typical $225), it is bigger than 90% of them (2,128 ft² against a typical 1,309 ft²), its lot is bigger than 96% of them (25.2 ac against a typical 1.33 ac) and it is newer than 17% of them (1973 against a typical 1996). Measured against all of Cherokee County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 496 Cliff Raper Rd, Murphy, NC?

The 2025 property tax bill for 496 Cliff Raper Rd, Murphy, NC was $1,985. The county assessed it at $269,480.

More homes on Cliff Raper Rd

Closest homes

More homes in Murphy 28906

Assigned schools

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