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Rural ResidenceResidential
$114,891$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $45,000 on May 27, 2014

515 CLIFF RAPER RD

MURPHY, NC 28906
2
Beds
2
Baths
616 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.88 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$115K
$77K low$153K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$45,000 · May 27, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$114,891
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$91,913

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$453 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,240 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$52,240
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$52,240

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.55 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCherokee
Lot (acres)The size of the land the home sits on, from county records.8.88
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Shed · 400 ft²Porch · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Hiwassee Dam High SchoolB
High · Grades 9–12 · 1.9 mi
E
Hiwassee Dam Elementary & Middle SchoolA-
Elementary · Grades PK–8 · 2.0 mi

District: Cherokee County Schools

Neighborhood · ZIP 28906These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.20,751
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,607
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

515 Cliff Raper Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Murphy 28906
  • Costs less per square foot than 65% of homes in Murphy 28906
  • Smaller than 97% of homes in Murphy 28906
  • Has a bigger lot than 89% of homes in Murphy 28906
  • Older than 70% of homes in Murphy 28906

What homes are worth in Murphy 28906

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$686K

This home is worth more than 13% of homes in Murphy 28906.

How it measures up in Murphy 28906

The dot is this home. The mark in the middle is the typical home in Murphy 28906.

Estimated value$114,891
CheaperTypical $276,897Pricier

Pricier than 13% of homes nearby

Price per ft²$187
CheaperTypical $226Pricier

Pricier than 35% of homes nearby

Living area616 ft²
SmallerTypical 1,312 ft²Bigger

Bigger than 3% of homes nearby

Lot size8.88 ac
SmallerTypical 1.35 acBigger

Bigger than 89% of homes nearby

Year built1983
OlderTypical 1996Newer

Newer than 30% of homes nearby

How 515 Cliff Raper Rd ranks against every home in each area.
MeasureThis homeMurphy 28906Cherokee County
Estimated valuepricier than$114,89113% of homes15% of homes
Price per ft²pricier than$18735% of homes41% of homes
Living areabigger than616 ft²3% of homes3% of homes
Lot sizebigger than8.88 ac89% of homes89% of homes
Year builtnewer than198330% of homes34% of homes

About 515 Cliff Raper Rd

How much is 515 Cliff Raper Rd, Murphy, NC worth?

The TopHap Estimate for 515 Cliff Raper Rd, Murphy, NC is $114,891 as of Jul 14, 2026. The likely range is $77,118 to $152,664. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 515 Cliff Raper Rd, Murphy, NC last sell?

515 Cliff Raper Rd, Murphy, NC last sold on May 27, 2014 for $45,000, according to the county's recorded deed.

How big is 515 Cliff Raper Rd, Murphy, NC?

515 Cliff Raper Rd, Murphy, NC has 2 bedrooms, 2 bathrooms, 616 square feet of living space and a 8.88-acre lot.

When was 515 Cliff Raper Rd, Murphy, NC built?

515 Cliff Raper Rd, Murphy, NC was built in 1983, making it 43 years old. It is a ranch home.

What schools serve 515 Cliff Raper Rd, Murphy, NC?

515 Cliff Raper Rd, Murphy, NC is assigned to Hiwassee Dam High School (high), rated B; Hiwassee Dam Elementary & Middle School (elementary), rated A-. All sit in Cherokee County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 515 Cliff Raper Rd, Murphy, NC compare to other homes in Murphy 28906?

Among the 14,392 homes in Murphy 28906, it is worth more than 13% of them ($114,891 against a typical $276,897), its price per square foot is higher than 35% of them ($187 against a typical $226), it is bigger than 3% of them (616 ft² against a typical 1,312 ft²), its lot is bigger than 89% of them (8.88 ac against a typical 1.35 ac) and it is newer than 30% of them (1983 against a typical 1996). Measured against all of Cherokee County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 515 Cliff Raper Rd, Murphy, NC?

The 2025 property tax bill for 515 Cliff Raper Rd, Murphy, NC was $453. The county assessed it at $52,240.

Closest homes

More homes in Murphy 28906

Assigned schools

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