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Single Family ResidenceResidential
$130,593$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

496 S CHURCH DR

RIVES, TN 38253
1
Baths
1,232 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$131K
$114K low$147K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$30,593
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$24,474
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
COMMERCIAL BANK & TRUST COMPANY · recorded Apr 30, 2024

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,575 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,075
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,575
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$102,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.45 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyObion
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Patio · 240 ft²Porch · 132 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ridgemont Elementary SchoolB-
Elementary · Grades PK–8 · 1.8 mi
H
Obion County Central High SchoolC
High · Grades 9–12 · 6.1 mi

District: Obion County School District

Neighborhood · ZIP 38253These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.394

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,382
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,056
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,503
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

496 S Church Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 69% of homes in Rives 38253
  • Has a smaller lot than 84% of homes in Rives 38253
  • Newer than 86% of homes in Obion County

What homes are worth in Rives 38253

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$554K

This home is worth more than 42% of homes in Rives 38253.

How it measures up in Rives 38253

The dot is this home. The mark in the middle is the typical home in Rives 38253.

Estimated value$130,593
CheaperTypical $149,212Pricier

Pricier than 42% of homes nearby

Price per ft²$106
CheaperTypical $101Pricier

Pricier than 57% of homes nearby

Living area1,232 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.41 ac
SmallerTypical 1.04 acBigger

Bigger than 16% of homes nearby

Year built1999
OlderTypical 1976Newer

Newer than 81% of homes nearby

How 496 S Church Dr ranks against every home in each area.
MeasureThis homeRives 38253Obion County
Estimated valuepricier than$130,59342% of homes43% of homes
Price per ft²pricier than$10657% of homes53% of homes
Living areabigger than1,232 ft²31% of homes35% of homes
Lot sizebigger than0.41 ac16% of homes40% of homes
Year builtnewer than199981% of homes86% of homes

About 496 S Church Dr

How much is 496 S Church Dr, Rives, TN worth?

The TopHap Estimate for 496 S Church Dr, Rives, TN is $130,593 as of Jul 14, 2026. The likely range is $114,199 to $146,987. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 496 S Church Dr, Rives, TN?

496 S Church Dr, Rives, TN has 1 bathrooms and 1,232 square feet of living space.

When was 496 S Church Dr, Rives, TN built?

496 S Church Dr, Rives, TN was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 496 S Church Dr, Rives, TN?

496 S Church Dr, Rives, TN is assigned to Ridgemont Elementary School (elementary), rated B-; Obion County Central High School (high), rated C. All sit in Obion County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 496 S Church Dr, Rives, TN compare to other homes in Rives 38253?

Among the 493 homes in Rives 38253, it is worth more than 42% of them ($130,593 against a typical $149,212), its price per square foot is higher than 57% of them ($106 against a typical $101), it is bigger than 31% of them (1,232 ft² against a typical 1,512 ft²), its lot is bigger than 16% of them (0.41 ac against a typical 1.04 ac) and it is newer than 81% of them (1999 against a typical 1976). Measured against all of Obion County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Rives 38253

Assigned schools

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