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Residential (General/Single)Residential
$282,504$436 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4965 N RIVER RD

JANESVILLE, WI 53545
1
Beds
1
Baths
648 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.87 ac
Lot SizeThe size of the land the home sits on, from county records.
1932
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$283K
$228K low$337K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$173,604
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$138,883
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$108,900
US BANK NA · recorded Jan 14, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,577 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$201,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$95,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$105,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$201,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$224,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
69
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.47 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyRock
Lot (acres)The size of the land the home sits on, from county records.0.87
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Consolidated Elementary SchoolA+
Elementary · Grades KG–3 · 1.7 mi
H
Milton High SchoolB
High · Grades 9–12 · 7.0 mi
M
Milton Middle SchoolC
Middle · Grades 7–8 · 7.3 mi

District: Milton School District

Neighborhood · ZIP 53545These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.22,576
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.928 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,159
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,377
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4965 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the highest price per square foot in Janesville 53545
  • Among the smallest homes in Janesville 53545
  • Has a bigger lot than 89% of homes in Janesville 53545
  • Older than 74% of homes in Rock County

What homes are worth in Janesville 53545

Each bar is how many homes fall in that price range. The marker is this home.

This home
$149K$754K

This home is worth more than 49% of homes in Janesville 53545.

How it measures up in Janesville 53545

The dot is this home. The mark in the middle is the typical home in Janesville 53545.

Estimated value$282,504
CheaperTypical $283,094Pricier

Pricier than 49% of homes nearby

Price per ft²$436
CheaperTypical $202Pricier

Pricier than almost all homes nearby

Living area648 ft²
SmallerTypical 1,432 ft²Bigger

Smaller than almost all homes nearby

Lot size0.87 ac
SmallerTypical 0.23 acBigger

Bigger than 89% of homes nearby

Year built1932
OlderTypical 1958Newer

Newer than 28% of homes nearby

How 4965 N River Rd ranks against every home in each area.
MeasureThis homeJanesville 53545Rock County
Estimated valuepricier than$282,50449% of homes50% of homes
Price per ft²pricier than$436almost all homesalmost all homes
Living areabigger than648 ft²almost no homesalmost no homes
Lot sizebigger than0.87 ac89% of homes82% of homes
Year builtnewer than193228% of homes26% of homes

About 4965 N River Rd

How much is 4965 N River Rd, Janesville, WI worth?

The TopHap Estimate for 4965 N River Rd, Janesville, WI is $282,504 as of Jul 14, 2026. The likely range is $227,756 to $337,252. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4965 N River Rd, Janesville, WI?

4965 N River Rd, Janesville, WI has 1 bedrooms, 1 bathrooms, 648 square feet of living space and a 0.87-acre lot.

When was 4965 N River Rd, Janesville, WI built?

4965 N River Rd, Janesville, WI was built in 1932, making it 94 years old. It is a cottage home. The building has 1 story.

What schools serve 4965 N River Rd, Janesville, WI?

4965 N River Rd, Janesville, WI is assigned to Consolidated Elementary School (elementary), rated A+; Milton High School (high), rated B; Milton Middle School (middle), rated C. All sit in Milton School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4965 N River Rd, Janesville, WI compare to other homes in Janesville 53545?

Among the 7,842 homes in Janesville 53545, it is worth more than 49% of them ($282,504 against a typical $283,094), its price per square foot is higher than almost all of them ($436 against a typical $202), it is bigger than almost none of them (648 ft² against a typical 1,432 ft²), its lot is bigger than 89% of them (0.87 ac against a typical 0.23 ac) and it is newer than 28% of them (1932 against a typical 1958). Measured against all of Rock County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4965 N River Rd, Janesville, WI?

The 2025 property tax bill for 4965 N River Rd, Janesville, WI was $2,577. The county assessed it at $201,300.

Closest homes

More homes in Janesville 53545

Assigned schools

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