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Single Family ResidenceResidential
$244,780$201 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $45,000 on Apr 12, 1988

497 ELM ST

CHESTER, VT 05143
2
Beds
1
Baths
1,216 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$245K
$227K low$263K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$45,000 · Apr 12, 1988

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,097 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$166,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$138,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$166,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
65
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINDSOR
Lot (acres)The size of the land the home sits on, from county records.0.33
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Neighborhood · ZIP 05143These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,365
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,594
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,961
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

497 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Windsor County
  • Costs less per square foot than 76% of homes in Windsor County
  • Smaller than 71% of homes in Windsor County
  • Has a smaller lot than 92% of homes in Chester 05143
  • Older than 70% of homes in Windsor County

What homes are worth in Chester 05143

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$1.2M

This home is worth more than 22% of homes in Chester 05143.

How it measures up in Chester 05143

The dot is this home. The mark in the middle is the typical home in Chester 05143.

Estimated value$244,780
CheaperTypical $343,941Pricier

Pricier than 22% of homes nearby

Price per ft²$201
CheaperTypical $248Pricier

Pricier than 26% of homes nearby

Living area1,216 ft²
SmallerTypical 1,519 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.33 ac
SmallerTypical 3.9 acBigger

Bigger than 8% of homes nearby

Year built1954
OlderTypical 1975Newer

Newer than 31% of homes nearby

How 497 Elm St ranks against every home in each area.
MeasureThis homeChester 05143Windsor County
Estimated valuepricier than$244,78022% of homes17% of homes
Price per ft²pricier than$20126% of homes24% of homes
Living areabigger than1,216 ft²32% of homes29% of homes
Lot sizebigger than0.33 ac8% of homes14% of homes
Year builtnewer than195431% of homes30% of homes

About 497 Elm St

How much is 497 Elm St, Chester, VT worth?

The TopHap Estimate for 497 Elm St, Chester, VT is $244,780 as of Aug 30, 2026. The likely range is $226,601 to $262,959. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 497 Elm St, Chester, VT last sell?

497 Elm St, Chester, VT last sold on Apr 12, 1988 for $45,000, according to the county's recorded deed.

How big is 497 Elm St, Chester, VT?

497 Elm St, Chester, VT has 2 bedrooms, 1 bathrooms, 1,216 square feet of living space and a 0.33-acre lot.

When was 497 Elm St, Chester, VT built?

497 Elm St, Chester, VT was built in 1954, making it 72 years old. The building has 1 story.

How does 497 Elm St, Chester, VT compare to other homes in Chester 05143?

Among the 2,476 homes in Chester 05143, it is worth more than 22% of them ($244,780 against a typical $343,941), its price per square foot is higher than 26% of them ($201 against a typical $248), it is bigger than 32% of them (1,216 ft² against a typical 1,519 ft²), its lot is bigger than 8% of them (0.33 ac against a typical 3.9 ac) and it is newer than 31% of them (1954 against a typical 1975). Measured against all of Windsor County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 497 Elm St, Chester, VT?

The 2025 property tax bill for 497 Elm St, Chester, VT was $3,097. The county assessed it at $166,300.

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