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Single Family ResidentialResidential
$167,382
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $100,000 on May 13, 2024

497 FLAT ROCK RD

MURFREESBORO, TN 37130
0
Baths
5.01 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.

Valuation

$167K
$140K low$195K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,000 · May 13, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$67,382
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$53,906
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
NICK SINCLAIR ETUX · P · recorded May 13, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$643 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$43,625
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$8,775
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$34,275
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$209,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
35
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRUTHERFORD
Lot (acres)The size of the land the home sits on, from county records.5.01
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Patio · 160 ft²Porch · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oakland High SchoolA-
High · Grades 9–12 · 3.2 mi
E
Kittrell Elementary SchoolC
Elementary · Grades PK–5 · 4.5 mi
M
Whitworth-Buchanan Middle SchoolA-
Middle · Grades 6–8 · 4.9 mi

District: Rutherford County School District

Neighborhood · ZIP 37130These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.130
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.67,697
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,287 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,937
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,682
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

497 Flat Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Rutherford County
  • Has a bigger lot than 96% of homes in Murfreesboro 37130
  • Newer than 76% of homes in Murfreesboro 37130

What homes are worth in Murfreesboro 37130

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$1M

This home is worth more than 4% of homes in Murfreesboro 37130.

How it measures up in Murfreesboro 37130

The dot is this home. The mark in the middle is the typical home in Murfreesboro 37130.

Estimated value$167,382
CheaperTypical $364,536Pricier

Pricier than 4% of homes nearby

Lot size5.01 ac
SmallerTypical 0.35 acBigger

Bigger than 96% of homes nearby

Year built2005
OlderTypical 1996Newer

Newer than 76% of homes nearby

How 497 Flat Rock Rd ranks against every home in each area.
MeasureThis homeMurfreesboro 37130Rutherford County
Estimated valuepricier than$167,3824% of homesalmost no homes
Lot sizebigger than5.01 ac96% of homes93% of homes
Year builtnewer than200576% of homes60% of homes

About 497 Flat Rock Rd

How much is 497 Flat Rock Rd, Murfreesboro, TN worth?

The TopHap Estimate for 497 Flat Rock Rd, Murfreesboro, TN is $167,382 as of Jul 14, 2026. The likely range is $139,601 to $195,163. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 497 Flat Rock Rd, Murfreesboro, TN last sell?

497 Flat Rock Rd, Murfreesboro, TN last sold on May 13, 2024 for $100,000, according to the county's recorded deed.

When was 497 Flat Rock Rd, Murfreesboro, TN built?

497 Flat Rock Rd, Murfreesboro, TN was built in 2005, making it 21 years old.

What schools serve 497 Flat Rock Rd, Murfreesboro, TN?

497 Flat Rock Rd, Murfreesboro, TN is assigned to Oakland High School (high), rated A-; Kittrell Elementary School (elementary), rated C; Whitworth-Buchanan Middle School (middle), rated A-. All sit in Rutherford County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 497 Flat Rock Rd, Murfreesboro, TN compare to other homes in Murfreesboro 37130?

Among the 16,548 homes in Murfreesboro 37130, it is worth more than 4% of them ($167,382 against a typical $364,536), its lot is bigger than 96% of them (5.01 ac against a typical 0.35 ac) and it is newer than 76% of them (2005 against a typical 1996). Measured against all of Rutherford County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 497 Flat Rock Rd, Murfreesboro, TN?

The 2025 property tax bill for 497 Flat Rock Rd, Murfreesboro, TN was $643. The county assessed it at $52,400.

Closest homes

More homes in Murfreesboro 37130

Assigned schools

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