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Single Family ResidentialResidential
$85,924
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $80,000 on May 13, 2024

638 FLAT ROCK RD

MURFREESBORO, TN 37130
0
Baths
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$86K
$68K low$104K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$80,000 · May 13, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$25,924
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$20,739
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.68%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
ISIDORA ACOSTA YANES · P · recorded May 13, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$227 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,875
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$925
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$83,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
69
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
35
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.39 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRUTHERFORD
Lot (acres)The size of the land the home sits on, from county records.0.47
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oakland High SchoolA-
High · Grades 9–12 · 3.0 mi
E
Kittrell Elementary SchoolC
Elementary · Grades PK–5 · 4.5 mi
M
Whitworth-Buchanan Middle SchoolA-
Middle · Grades 6–8 · 5.1 mi

District: Rutherford County School District

Neighborhood · ZIP 37130These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.130
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.67,697
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,287 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,937
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,682
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 Flat Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Murfreesboro 37130
  • Has a bigger lot than 68% of homes in Murfreesboro 37130
  • Newer than 81% of homes in Murfreesboro 37130

What homes are worth in Murfreesboro 37130

Each bar is how many homes fall in that price range. The marker is this home.

This home
$143K$1.1M

This home is worth less than almost all homes in Murfreesboro 37130.

How it measures up in Murfreesboro 37130

The dot is this home. The mark in the middle is the typical home in Murfreesboro 37130.

Estimated value$85,924
CheaperTypical $365,839Pricier

Cheaper than almost all homes nearby

Lot size0.47 ac
SmallerTypical 0.35 acBigger

Bigger than 68% of homes nearby

Year built2008
OlderTypical 1996Newer

Newer than 81% of homes nearby

How 638 Flat Rock Rd ranks against every home in each area.
MeasureThis homeMurfreesboro 37130Rutherford County
Estimated valuepricier than$85,924almost no homesalmost no homes
Lot sizebigger than0.47 ac68% of homes63% of homes
Year builtnewer than200881% of homes67% of homes

About 638 Flat Rock Rd

How much is 638 Flat Rock Rd, Murfreesboro, TN worth?

The TopHap Estimate for 638 Flat Rock Rd, Murfreesboro, TN is $85,924 as of Jul 14, 2026. The likely range is $68,004 to $103,844. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 638 Flat Rock Rd, Murfreesboro, TN last sell?

638 Flat Rock Rd, Murfreesboro, TN last sold on May 13, 2024 for $80,000, according to the county's recorded deed. TopHap holds 8 recorded sales for this parcel.

When was 638 Flat Rock Rd, Murfreesboro, TN built?

638 Flat Rock Rd, Murfreesboro, TN was built in 2008, making it 18 years old. The building has 1 story.

What schools serve 638 Flat Rock Rd, Murfreesboro, TN?

638 Flat Rock Rd, Murfreesboro, TN is assigned to Oakland High School (high), rated A-; Kittrell Elementary School (elementary), rated C; Whitworth-Buchanan Middle School (middle), rated A-. All sit in Rutherford County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 Flat Rock Rd, Murfreesboro, TN compare to other homes in Murfreesboro 37130?

Among the 16,548 homes in Murfreesboro 37130, it is worth more than almost none of them ($85,924 against a typical $365,839), its lot is bigger than 68% of them (0.47 ac against a typical 0.35 ac) and it is newer than 81% of them (2008 against a typical 1996). Measured against all of Rutherford County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 638 Flat Rock Rd, Murfreesboro, TN?

The 2025 property tax bill for 638 Flat Rock Rd, Murfreesboro, TN was $227. The county assessed it at $20,800.

Closest homes

More homes in Murfreesboro 37130

Assigned schools

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