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Single Family ResidentialResidential
$928,432$409 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $439,000 on Aug 28, 2012

497 RIVER OAKS DR

HAYESVILLE, NC 28904
3
Beds
4 / 1
Baths
2,268 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.71 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.

Valuation

$928K
$697K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$439,000 · Aug 28, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,452 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$287,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$87,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$200,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$287,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$287,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyClay
Lot (acres)The size of the land the home sits on, from county records.1.71

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hayesville Middle SchoolC
Middle · Grades 6–8 · 2.0 mi
H
Hayesville High SchoolB-
High · Grades 9–12 · 2.0 mi
E
Hayesville Primary School
Elementary · Grades PK–2 · 2.1 mi

District: Clay County Schools

Neighborhood · ZIP 28904These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.115

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.9,778
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,320
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,263
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

497 River Oaks Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Clay County
  • Costs more per square foot than 96% of homes in Hayesville 28904
  • Bigger than 69% of homes in Clay County
  • Newer than 80% of homes in Hayesville 28904

What homes are worth in Hayesville 28904

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$1.2M

This home is worth more than 95% of homes in Hayesville 28904.

How it measures up in Hayesville 28904

The dot is this home. The mark in the middle is the typical home in Hayesville 28904.

Estimated value$928,432
CheaperTypical $349,683Pricier

Pricier than 95% of homes nearby

Price per ft²$409
CheaperTypical $189Pricier

Pricier than 96% of homes nearby

Living area2,268 ft²
SmallerTypical 1,767 ft²Bigger

Bigger than 67% of homes nearby

Lot size1.71 ac
SmallerTypical 1.25 acBigger

Bigger than 61% of homes nearby

Year built2005
OlderTypical 1993Newer

Newer than 80% of homes nearby

How 497 River Oaks Dr ranks against every home in each area.
MeasureThis homeHayesville 28904Clay County
Estimated valuepricier than$928,43295% of homes96% of homes
Price per ft²pricier than$40996% of homes96% of homes
Living areabigger than2,268 ft²67% of homes69% of homes
Lot sizebigger than1.71 ac61% of homes59% of homes
Year builtnewer than200580% of homes80% of homes

About 497 River Oaks Dr

How much is 497 River Oaks Dr, Hayesville, NC worth?

The TopHap Estimate for 497 River Oaks Dr, Hayesville, NC is $928,432 as of Aug 30, 2026. The likely range is $697,487 to $1,159,377. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 497 River Oaks Dr, Hayesville, NC last sell?

497 River Oaks Dr, Hayesville, NC last sold on Aug 28, 2012 for $439,000, according to the county's recorded deed.

How big is 497 River Oaks Dr, Hayesville, NC?

497 River Oaks Dr, Hayesville, NC has 3 bedrooms, 4 bathrooms, 2,268 square feet of living space and a 1.71-acre lot.

When was 497 River Oaks Dr, Hayesville, NC built?

497 River Oaks Dr, Hayesville, NC was built in 2005, making it 21 years old.

What schools serve 497 River Oaks Dr, Hayesville, NC?

497 River Oaks Dr, Hayesville, NC is assigned to Hayesville Middle School (middle), rated C; Hayesville High School (high), rated B-; Hayesville Primary School (elementary). All sit in Clay County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 497 River Oaks Dr, Hayesville, NC compare to other homes in Hayesville 28904?

Among the 5,943 homes in Hayesville 28904, it is worth more than 95% of them ($928,432 against a typical $349,683), its price per square foot is higher than 96% of them ($409 against a typical $189), it is bigger than 67% of them (2,268 ft² against a typical 1,767 ft²), its lot is bigger than 61% of them (1.71 ac against a typical 1.25 ac) and it is newer than 80% of them (2005 against a typical 1993). Measured against all of Clay County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 497 River Oaks Dr, Hayesville, NC?

The 2025 property tax bill for 497 River Oaks Dr, Hayesville, NC was $1,452. The county assessed it at $287,200.

More homes on River Oaks Dr

Closest homes

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Assigned schools

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