Skip to content
Skip to content
TopHapOpen in map
Manufactured, Modular, Pre-Fabricated HomesResidential
Last sold for $12,500 on Apr 9, 2019

4970 DERBY DR

CHIPLEY, FL 32428
3
Beds
2
Baths
1,840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$12,500 · Apr 9, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$867 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$103,452 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$100,536
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$189,204

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
66
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Manufactured, Modular, Pre-Fabricated Homes
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountyWashington
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Vernon High SchoolD+
High · Grades 9–12 · 9.1 mi
M
Vernon Middle SchoolC-
Middle · Grades 6–8 · 9.1 mi
E
Vernon Elementary SchoolC
Elementary · Grades PK–5 · 10.2 mi

District: Washington County School District

Neighborhood · ZIP 32428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,933
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4970 Derby Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 73% of homes in Washington County
  • Has a smaller lot than 65% of homes in Washington County
  • Newer than 92% of homes in Washington County

How it measures up in Chipley 32428

The dot is this home. The mark in the middle is the typical home in Chipley 32428.

Living area1,840 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 71% of homes nearby

Lot size1 ac
SmallerTypical 1.54 acBigger

Bigger than 40% of homes nearby

Year built2020
OlderTypical 1991Newer

Newer than 91% of homes nearby

How 4970 Derby Dr ranks against every home in each area.
MeasureThis homeChipley 32428Washington County
Living areabigger than1,840 ft²71% of homes73% of homes
Lot sizebigger than1 ac40% of homes35% of homes
Year builtnewer than202091% of homes92% of homes

About 4970 Derby Dr

When did 4970 Derby Dr, Chipley, FL last sell?

4970 Derby Dr, Chipley, FL last sold on Apr 9, 2019 for $12,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4970 Derby Dr, Chipley, FL?

4970 Derby Dr, Chipley, FL has 3 bedrooms, 2 bathrooms, 1,840 square feet of living space and a 1.00-acre lot.

When was 4970 Derby Dr, Chipley, FL built?

4970 Derby Dr, Chipley, FL was built in 2020, making it 6 years old. It is a modular home.

What schools serve 4970 Derby Dr, Chipley, FL?

4970 Derby Dr, Chipley, FL is assigned to Vernon High School (high), rated D+; Vernon Middle School (middle), rated C-; Vernon Elementary School (elementary), rated C. All sit in Washington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4970 Derby Dr, Chipley, FL compare to other homes in Chipley 32428?

Among the 7,558 homes in Chipley 32428, it is bigger than 71% of them (1,840 ft² against a typical 1,500 ft²), its lot is bigger than 40% of them (1 ac against a typical 1.54 ac) and it is newer than 91% of them (2020 against a typical 1991). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4970 Derby Dr, Chipley, FL?

The 2025 property tax bill for 4970 Derby Dr, Chipley, FL was $867. The county assessed it at $103,452.

More homes on Derby Dr

Closest homes

More homes in Chipley 32428

Assigned schools

Explore the area

See this home in context

Open 4970 Derby Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map