Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$818,091$328 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $525,000 on Nov 1, 2006

498 RIVER DR

CARNESVILLE, GA 30521
4
Beds
3 / 1
Baths
2,496 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
54.09 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$818K
$741K low$895K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$525,000 · Nov 1, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$523,591
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$418,873
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$294,500
QUICKEN LNS · recorded Mar 17, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,379 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$271,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$151,459
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$119,641
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$258,356
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$677,751

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.54.09
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 288 ft²Porch · 288 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Carnesville Elementary Primary School
Elementary · Grades KG–2 · 6.3 mi
H
Franklin County High SchoolC+
High · Grades 9–12 · 7.5 mi
M
Franklin County Middle SchoolC
Middle · Grades 6–8 · 8.0 mi

District: Franklin County School District

Neighborhood · ZIP 30521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,630
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.64 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,241
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,516
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

498 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Carnesville 30521
  • Costs more per square foot than 91% of homes in Franklin County
  • Bigger than 90% of homes in Carnesville 30521
  • Has a bigger lot than 95% of homes in Franklin County
  • Newer than 72% of homes in Franklin County

What homes are worth in Carnesville 30521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$1.1M

This home is worth more than 96% of homes in Carnesville 30521.

How it measures up in Carnesville 30521

The dot is this home. The mark in the middle is the typical home in Carnesville 30521.

Estimated value$818,091
CheaperTypical $311,833Pricier

Pricier than 96% of homes nearby

Price per ft²$328
CheaperTypical $183Pricier

Pricier than 90% of homes nearby

Living area2,496 ft²
SmallerTypical 1,612 ft²Bigger

Bigger than 90% of homes nearby

Lot size54.09 ac
SmallerTypical 3.14 acBigger

Bigger than 93% of homes nearby

Year built2000
OlderTypical 1993Newer

Newer than 65% of homes nearby

How 498 River Dr ranks against every home in each area.
MeasureThis homeCarnesville 30521Franklin County
Estimated valuepricier than$818,09196% of homes96% of homes
Price per ft²pricier than$32890% of homes91% of homes
Living areabigger than2,496 ft²90% of homes88% of homes
Lot sizebigger than54.09 ac93% of homes95% of homes
Year builtnewer than200065% of homes72% of homes

About 498 River Dr

How much is 498 River Dr, Carnesville, GA worth?

The TopHap Estimate for 498 River Dr, Carnesville, GA is $818,091 as of Jul 14, 2026. The likely range is $741,092 to $895,090. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 498 River Dr, Carnesville, GA last sell?

498 River Dr, Carnesville, GA last sold on Nov 1, 2006 for $525,000, according to the county's recorded deed.

How big is 498 River Dr, Carnesville, GA?

498 River Dr, Carnesville, GA has 4 bedrooms, 3 bathrooms, 2,496 square feet of living space and a 54.09-acre lot.

When was 498 River Dr, Carnesville, GA built?

498 River Dr, Carnesville, GA was built in 2000, making it 26 years old. The building has 1 story.

What schools serve 498 River Dr, Carnesville, GA?

498 River Dr, Carnesville, GA is assigned to Carnesville Elementary Primary School (elementary); Franklin County High School (high), rated C+; Franklin County Middle School (middle), rated C. All sit in Franklin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 498 River Dr, Carnesville, GA compare to other homes in Carnesville 30521?

Among the 2,204 homes in Carnesville 30521, it is worth more than 96% of them ($818,091 against a typical $311,833), its price per square foot is higher than 90% of them ($328 against a typical $183), it is bigger than 90% of them (2,496 ft² against a typical 1,612 ft²), its lot is bigger than 93% of them (54.09 ac against a typical 3.14 ac) and it is newer than 65% of them (2000 against a typical 1993). Measured against all of Franklin County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 498 River Dr, Carnesville, GA?

The 2025 property tax bill for 498 River Dr, Carnesville, GA was $3,379. The county assessed it at $271,100.

Closest homes

More homes in Carnesville 30521

Assigned schools

Explore the area

See this home in context

Open 498 River Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map