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Rural ResidenceResidential
$1,766,631$1,178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

498 UPPER RUBY RD

ALDER, MT 59710
4
Beds
3 / 1
Baths
1,500 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
80 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1.8M
$1.6M low$2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,766,631
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,413,305

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,734 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,099,662 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$559,179
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,099,662

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
7
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.187 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.80.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Alder School
Elementary · Grades PK–8 · 3.7 mi
H
Sheridan High SchoolD
High · Grades 9–12 · 13.9 mi

District: Alder Elementary School District

Neighborhood · ZIP 59710These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.203

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.177
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,719
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,320
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

498 Upper Ruby Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Alder 59710
  • Costs more per square foot than 90% of homes in Alder 59710
  • Has a bigger lot than 93% of homes in Madison County
  • Newer than 96% of homes in Alder 59710

What homes are worth in Alder 59710

Each bar is how many homes fall in that price range. The marker is this home.

This home
$355K$2.7M

This home is worth more than 93% of homes in Alder 59710.

How it measures up in Alder 59710

The dot is this home. The mark in the middle is the typical home in Alder 59710.

Estimated value$1,766,631
CheaperTypical $804,504Pricier

Pricier than 93% of homes nearby

Price per ft²$1178
CheaperTypical $567Pricier

Pricier than 90% of homes nearby

Living area1,500 ft²
SmallerTypical 1,323 ft²Bigger

Bigger than 59% of homes nearby

Lot size80 ac
SmallerTypical 11.59 acBigger

Bigger than 78% of homes nearby

Year built2022
OlderTypical 1986Newer

Newer than 96% of homes nearby

How 498 Upper Ruby Rd ranks against every home in each area.
MeasureThis homeAlder 59710Madison County
Estimated valuepricier than$1,766,63193% of homes79% of homes
Price per ft²pricier than$117890% of homes85% of homes
Living areabigger than1,500 ft²59% of homes46% of homes
Lot sizebigger than80 ac78% of homes93% of homes
Year builtnewer than202296% of homes96% of homes

About 498 Upper Ruby Rd

How much is 498 Upper Ruby Rd, Alder, MT worth?

The TopHap Estimate for 498 Upper Ruby Rd, Alder, MT is $1,766,631 as of Jul 14, 2026. The likely range is $1,578,561 to $1,954,701. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 498 Upper Ruby Rd, Alder, MT last sell?

498 Upper Ruby Rd, Alder, MT last sold on Jan 21, 1994, according to the county's recorded deed.

How big is 498 Upper Ruby Rd, Alder, MT?

498 Upper Ruby Rd, Alder, MT has 4 bedrooms, 3 bathrooms, 1,500 square feet of living space and a 80.00-acre lot.

When was 498 Upper Ruby Rd, Alder, MT built?

498 Upper Ruby Rd, Alder, MT was built in 2022, making it 4 years old. It is a conventional home. The building has 1 story.

What schools serve 498 Upper Ruby Rd, Alder, MT?

498 Upper Ruby Rd, Alder, MT is assigned to Alder School (elementary); Sheridan High School (high), rated D. All sit in Alder Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 498 Upper Ruby Rd, Alder, MT compare to other homes in Alder 59710?

Among the 240 homes in Alder 59710, it is worth more than 93% of them ($1,766,631 against a typical $804,504), its price per square foot is higher than 90% of them ($1178 against a typical $567), it is bigger than 59% of them (1,500 ft² against a typical 1,323 ft²), its lot is bigger than 78% of them (80 ac against a typical 11.59 ac) and it is newer than 96% of them (2022 against a typical 1986). Measured against all of Madison County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 498 Upper Ruby Rd, Alder, MT?

The 2025 property tax bill for 498 Upper Ruby Rd, Alder, MT was $3,734. The county assessed it at $1,099,662.

Closest homes

More homes in Alder 59710

Assigned schools

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