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Single Family ResidenceResidential
$714,522$291 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $375,000 on Dec 4, 2017

499 DRUID LN

CHATTANOOGA, TN 37405
3 / 1
Baths
2,454 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$715K
$658K low$771K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$375,000 · Dec 4, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$414,522
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$331,618
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
SIRVA MORTGAGE INC · recorded Dec 4, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,563 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$169,125 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$127,925
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$676,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHamilton
Lot (acres)The size of the land the home sits on, from county records.0.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Normal Park Museum Magnet SchoolB+
Elementary · Grades PK–8 · 0.7 mi
H
Red Bank High SchoolC
High · Grades 9–12 · 3.9 mi

District: Hamilton County School District

Neighborhood · ZIP 37405These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.126
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.136

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,694
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.348 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,031
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,822
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

499 Druid Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Hamilton County
  • Costs more per square foot than 89% of homes in Hamilton County
  • Bigger than 79% of homes in North Chattanooga / Hill City
  • Has a smaller lot than 94% of homes in Hamilton County
  • Newer than 90% of homes in Hamilton County

What homes are worth in Chattanooga 37405

Each bar is how many homes fall in that price range. The marker is this home.

This home
$111K$2.4M

This home is worth more than 76% of homes in Chattanooga 37405.

How it measures up in Chattanooga 37405

The dot is this home. The mark in the middle is the typical home in Chattanooga 37405.

Estimated value$714,522
CheaperTypical $449,323Pricier

Pricier than 76% of homes nearby

Price per ft²$291
CheaperTypical $295Pricier

Pricier than 49% of homes nearby

Living area2,454 ft²
SmallerTypical 1,518 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.14 ac
SmallerTypical 0.37 acBigger

Bigger than 9% of homes nearby

Year built2017
OlderTypical 1975Newer

Newer than 88% of homes nearby

How 499 Druid Ln ranks against every home in each area.
MeasureThis homeNorth Chattanooga / Hill CityChattanooga 37405Hamilton County
Estimated valuepricier than$714,52273% of homes76% of homes90% of homes
Price per ft²pricier than$29125% of homes49% of homes89% of homes
Living areabigger than2,454 ft²79% of homes78% of homes79% of homes
Lot sizebigger than0.14 ac17% of homes9% of homes6% of homes
Year builtnewer than201789% of homes88% of homes90% of homes

About 499 Druid Ln

How much is 499 Druid Ln, Chattanooga, TN worth?

The TopHap Estimate for 499 Druid Ln, Chattanooga, TN is $714,522 as of Jul 14, 2026. The likely range is $657,687 to $771,357. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 499 Druid Ln, Chattanooga, TN last sell?

499 Druid Ln, Chattanooga, TN last sold on Dec 4, 2017 for $375,000, according to the county's recorded deed.

How big is 499 Druid Ln, Chattanooga, TN?

499 Druid Ln, Chattanooga, TN has 3 bathrooms, 2,454 square feet of living space and a 0.14-acre lot.

When was 499 Druid Ln, Chattanooga, TN built?

499 Druid Ln, Chattanooga, TN was built in 2017, making it 9 years old. The building has 2 stories.

What schools serve 499 Druid Ln, Chattanooga, TN?

499 Druid Ln, Chattanooga, TN is assigned to Normal Park Museum Magnet School (elementary), rated B+; Red Bank High School (high), rated C. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 499 Druid Ln, Chattanooga, TN compare to other homes in Chattanooga 37405?

Among the 6,959 homes in Chattanooga 37405, it is worth more than 76% of them ($714,522 against a typical $449,323), its price per square foot is higher than 49% of them ($291 against a typical $295), it is bigger than 78% of them (2,454 ft² against a typical 1,518 ft²), its lot is bigger than 9% of them (0.14 ac against a typical 0.37 ac) and it is newer than 88% of them (2017 against a typical 1975). Measured against all of Hamilton County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 499 Druid Ln, Chattanooga, TN?

The 2025 property tax bill for 499 Druid Ln, Chattanooga, TN was $2,563. The county assessed it at $169,125.

Closest homes

More homes in Chattanooga 37405

Assigned schools

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