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Single Family ResidentialResidential
$171,862$49 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

5 BEAR RUN

CHAMA, NM 87520
0
Baths
3,520 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.

Valuation

$172K
$146K low$198K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$171,862
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$137,490

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,281 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,115 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,915
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,460
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$117,344

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
37
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRIO ARRIBA
Lot (acres)The size of the land the home sits on, from county records.10.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chama Elementary SchoolD-
Elementary · Grades PK–5 · 5.3 mi
M
Escalante Middle/High SchoolB-
Middle · Grades 7–12 · 12.5 mi

District: Chama Valley Independent Schools

Neighborhood · ZIP 87520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.153
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.812
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,881
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,582
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.22 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5 Bear Run measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Rio Arriba County
  • Among the lowest price per square foot in Chama 87520
  • Bigger than 94% of homes in Chama 87520
  • Has a bigger lot than 93% of homes in Rio Arriba County
  • Among the newest homes in Chama 87520

What homes are worth in Chama 87520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$918K

This home is worth more than 34% of homes in Chama 87520.

How it measures up in Chama 87520

The dot is this home. The mark in the middle is the typical home in Chama 87520.

Estimated value$171,862
CheaperTypical $210,001Pricier

Pricier than 34% of homes nearby

Price per ft²$49
CheaperTypical $153Pricier

Cheaper than almost all homes nearby

Living area3,520 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 94% of homes nearby

Lot size10 ac
SmallerTypical 1.15 acBigger

Bigger than 90% of homes nearby

Year built2023
OlderTypical 1994Newer

Newer than almost all homes nearby

How 5 Bear Run ranks against every home in each area.
MeasureThis homeChama 87520Rio Arriba County
Estimated valuepricier than$171,86234% of homes18% of homes
Price per ft²pricier than$49almost no homesalmost no homes
Living areabigger than3,520 ft²94% of homes94% of homes
Lot sizebigger than10 ac90% of homes93% of homes
Year builtnewer than2023almost all homesalmost all homes

About 5 Bear Run

How much is 5 Bear Run, Chama, NM worth?

The TopHap Estimate for 5 Bear Run, Chama, NM is $171,862 as of Jun 23, 2026. The likely range is $146,082 to $197,641. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5 Bear Run, Chama, NM last sell?

5 Bear Run, Chama, NM last sold on Apr 17, 2026, according to the county's recorded deed.

How big is 5 Bear Run, Chama, NM?

5 Bear Run, Chama, NM has 3,520 square feet of living space and a 10.00-acre lot.

When was 5 Bear Run, Chama, NM built?

5 Bear Run, Chama, NM was built in 2023, making it 3 years old.

What schools serve 5 Bear Run, Chama, NM?

5 Bear Run, Chama, NM is assigned to Chama Elementary School (elementary), rated D-; Escalante Middle/High School (middle), rated B-. All sit in Chama Valley Independent Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5 Bear Run, Chama, NM compare to other homes in Chama 87520?

Among the 1,584 homes in Chama 87520, it is worth more than 34% of them ($171,862 against a typical $210,001), its price per square foot is higher than almost none of them ($49 against a typical $153), it is bigger than 94% of them (3,520 ft² against a typical 1,368 ft²), its lot is bigger than 90% of them (10 ac against a typical 1.15 ac) and it is newer than almost all of them (2023 against a typical 1994). Measured against all of Rio Arriba County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5 Bear Run, Chama, NM?

The 2025 property tax bill for 5 Bear Run, Chama, NM was $1,281. The county assessed it at $39,115.

Closest homes

More homes in Chama 87520

Assigned schools

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