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Single Family ResidenceResidential
$612,163
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5 RIVERA LN

WEST SAYVILLE, NY 11796
0
Baths
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$612K
$552K low$673K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$334,386
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$267,509
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$277,777
INTERCONTINENTAL CAP · recorded Apr 24, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,284 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$37,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$521,127

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.48 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.62%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySUFFOLK
Lot (acres)The size of the land the home sits on, from county records.0.26
PoolWhether the property has a pool, and what kind, such as in-ground.No

Neighborhood · ZIP 11796These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,043
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,666 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$149,415
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$166,904
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5 Rivera Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in West Sayville 11796

What homes are worth in West Sayville 11796

Each bar is how many homes fall in that price range. The marker is this home.

This home
$504K$4.4M

This home is worth more than 26% of homes in West Sayville 11796.

How it measures up in West Sayville 11796

The dot is this home. The mark in the middle is the typical home in West Sayville 11796.

Estimated value$612,163
CheaperTypical $684,348Pricier

Pricier than 26% of homes nearby

Lot size0.26 ac
SmallerTypical 0.25 acBigger

Bigger than 60% of homes nearby

How 5 Rivera Ln ranks against every home in each area.
MeasureThis homeWest SayvilleWest Sayville 11796Suffolk County
Estimated valuepricier than$612,16333% of homes26% of homes31% of homes
Lot sizebigger than0.26 ac63% of homes60% of homes48% of homes

About 5 Rivera Ln

How much is 5 Rivera Ln, West Sayville, NY worth?

The TopHap Estimate for 5 Rivera Ln, West Sayville, NY is $612,163 as of Jul 14, 2026. The likely range is $551,530 to $672,796. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5 Rivera Ln, West Sayville, NY last sell?

5 Rivera Ln, West Sayville, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How does 5 Rivera Ln, West Sayville, NY compare to other homes in West Sayville 11796?

Among the 1,187 homes in West Sayville 11796, it is worth more than 26% of them ($612,163 against a typical $684,348) and its lot is bigger than 60% of them (0.26 ac against a typical 0.25 ac). Measured against all of Suffolk County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5 Rivera Ln, West Sayville, NY?

The 2024 property tax bill for 5 Rivera Ln, West Sayville, NY was $9,284. The county assessed it at $37,000.

Closest homes

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