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Single Family ResidenceResidential
$129,939
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $84,000 on Jul 15, 1999

5009 RUFF RD

CONCORD, NC 28025
0
Baths
10 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$130K
$88K low$172K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$84,000 · Jul 15, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$129,939
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$103,951

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,063 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$157,250 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$144,870
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,380
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$157,250
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$157,250

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.70
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.118 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCabarrus
Lot (acres)The size of the land the home sits on, from county records.10.00
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 2,500 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mount Pleasant Middle SchoolC+
Middle · Grades 6–8 · 4.1 mi
H
Mount Pleasant High SchoolC+
High · Grades 9–12 · 4.3 mi
E
Mount Pleasant Elementary SchoolB+
Elementary · Grades KG–5 · 5.2 mi

District: Cabarrus County Schools

Neighborhood · ZIP 28025These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.64,954
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.605 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,119
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,044
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5009 Ruff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Cabarrus County
  • Has a bigger lot than 98% of homes in Cabarrus County

What homes are worth in Concord 28025

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$830K

This home is worth more than 3% of homes in Concord 28025.

How it measures up in Concord 28025

The dot is this home. The mark in the middle is the typical home in Concord 28025.

Estimated value$129,939
CheaperTypical $326,939Pricier

Pricier than 3% of homes nearby

Lot size10 ac
SmallerTypical 0.34 acBigger

Bigger than 97% of homes nearby

How 5009 Ruff Rd ranks against every home in each area.
MeasureThis homeConcord 28025Cabarrus County
Estimated valuepricier than$129,9393% of homes2% of homes
Lot sizebigger than10 ac97% of homes98% of homes

About 5009 Ruff Rd

How much is 5009 Ruff Rd, Concord, NC worth?

The TopHap Estimate for 5009 Ruff Rd, Concord, NC is $129,939 as of Jun 23, 2026. The likely range is $88,358 to $171,519. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5009 Ruff Rd, Concord, NC last sell?

5009 Ruff Rd, Concord, NC last sold on Jul 15, 1999 for $84,000, according to the county's recorded deed.

What schools serve 5009 Ruff Rd, Concord, NC?

5009 Ruff Rd, Concord, NC is assigned to Mount Pleasant Middle School (middle), rated C+; Mount Pleasant High School (high), rated C+; Mount Pleasant Elementary School (elementary), rated B+. All sit in Cabarrus County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5009 Ruff Rd, Concord, NC compare to other homes in Concord 28025?

Among the 20,802 homes in Concord 28025, it is worth more than 3% of them ($129,939 against a typical $326,939) and its lot is bigger than 97% of them (10 ac against a typical 0.34 ac). Measured against all of Cabarrus County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5009 Ruff Rd, Concord, NC?

The 2025 property tax bill for 5009 Ruff Rd, Concord, NC was $1,063. The county assessed it at $157,250.

Closest homes

More homes in Concord 28025

Assigned schools

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