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Single Family ResidentialResidential
$328,452$201 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

5028 FLAT RIVER RD

FARMINGTON, MO 63640
3
Beds
2
Baths
1,632 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.48 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$328K
$311K low$346K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,797 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$33,080 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$27,380
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$33,080
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$174,110

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
57
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountySt. Francois
Lot (acres)The size of the land the home sits on, from county records.4.48
ConstructionThe main material the home's frame and walls are built from.Wood Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 480 ft²Porch · 582 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Central Middle SchoolA-
Middle · Grades 6–8 · 2.1 mi
H
Central High SchoolA-
High · Grades 9–12 · 3.3 mi
E
Central Elementary School
Elementary · Grades PK–2 · 4.0 mi

District: Central R-Iii School District

Neighborhood · ZIP 63640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.171

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.27,753
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.146 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,862
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,811
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5028 Flat River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in St. Francois County
  • Costs more per square foot than 77% of homes in St. Francois County
  • Bigger than 72% of homes in St. Francois County
  • Has a bigger lot than 82% of homes in St. Francois County
  • Newer than 78% of homes in St. Francois County

What homes are worth in Farmington 63640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$123K$650K

This home is worth more than 70% of homes in Farmington 63640.

How it measures up in Farmington 63640

The dot is this home. The mark in the middle is the typical home in Farmington 63640.

Estimated value$328,452
CheaperTypical $263,847Pricier

Pricier than 70% of homes nearby

Price per ft²$201
CheaperTypical $181Pricier

Pricier than 69% of homes nearby

Living area1,632 ft²
SmallerTypical 1,467 ft²Bigger

Bigger than 63% of homes nearby

Lot size4.48 ac
SmallerTypical 0.6 acBigger

Bigger than 76% of homes nearby

Year built2003
OlderTypical 1985Newer

Newer than 77% of homes nearby

How 5028 Flat River Rd ranks against every home in each area.
MeasureThis homeFarmington 63640St. Francois County
Estimated valuepricier than$328,45270% of homes84% of homes
Price per ft²pricier than$20169% of homes77% of homes
Living areabigger than1,632 ft²63% of homes72% of homes
Lot sizebigger than4.48 ac76% of homes82% of homes
Year builtnewer than200377% of homes78% of homes

About 5028 Flat River Rd

How much is 5028 Flat River Rd, Farmington, MO worth?

The TopHap Estimate for 5028 Flat River Rd, Farmington, MO is $328,452 as of Aug 30, 2026. The likely range is $310,777 to $346,127. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5028 Flat River Rd, Farmington, MO last sell?

5028 Flat River Rd, Farmington, MO last sold on Nov 21, 2024, according to the county's recorded deed.

How big is 5028 Flat River Rd, Farmington, MO?

5028 Flat River Rd, Farmington, MO has 3 bedrooms, 2 bathrooms, 1,632 square feet of living space and a 4.48-acre lot.

When was 5028 Flat River Rd, Farmington, MO built?

5028 Flat River Rd, Farmington, MO was built in 2003, making it 23 years old. It is a a-frame home. The building has 1 story.

What schools serve 5028 Flat River Rd, Farmington, MO?

5028 Flat River Rd, Farmington, MO is assigned to Central Middle School (middle), rated A-; Central High School (high), rated A-; Central Elementary School (elementary). All sit in Central R-Iii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5028 Flat River Rd, Farmington, MO compare to other homes in Farmington 63640?

Among the 8,698 homes in Farmington 63640, it is worth more than 70% of them ($328,452 against a typical $263,847), its price per square foot is higher than 69% of them ($201 against a typical $181), it is bigger than 63% of them (1,632 ft² against a typical 1,467 ft²), its lot is bigger than 76% of them (4.48 ac against a typical 0.6 ac) and it is newer than 77% of them (2003 against a typical 1985). Measured against all of St. Francois County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5028 Flat River Rd, Farmington, MO?

The 2025 property tax bill for 5028 Flat River Rd, Farmington, MO was $1,797. The county assessed it at $33,080.

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