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Single Family ResidenceResidential
$402,203$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5048 RIVER DR

LANEXA, VA 23089
4
Beds
4 / 1
Baths
2,596 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.65 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$402K
$387K low$417K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.137%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$417,000
TOWNEBANK MORTGAGE · recorded Dec 28, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$131,400
SUNTRUST BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,493 (2019)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$567,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$289,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$278,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$567,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$567,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJames City
Lot (acres)The size of the land the home sits on, from county records.0.65
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 360 ft²Patio · 360 ft²Porch · 424 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Toano Middle SchoolB
Middle · Grades 6–8 · 5.1 mi
E
J. Blaine Blayton Elementary SchoolB-
Elementary · Grades PK–5 · 5.8 mi
H
Warhill High SchoolB
High · Grades 9–12 · 8.2 mi

District: Williamsburg - James City County Public Schools

Neighborhood · ZIP 23089These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,674
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.77 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,178
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,808
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5048 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in James City County
  • Costs less per square foot than 98% of homes in James City County
  • Bigger than 81% of homes in Lanexa 23089
  • Has a bigger lot than 81% of homes in James City County
  • Older than 94% of homes in James City County

What homes are worth in Lanexa 23089

Each bar is how many homes fall in that price range. The marker is this home.

This home
$130K$939K

This home is worth more than 55% of homes in Lanexa 23089.

How it measures up in Lanexa 23089

The dot is this home. The mark in the middle is the typical home in Lanexa 23089.

Estimated value$402,203
CheaperTypical $381,051Pricier

Pricier than 55% of homes nearby

Price per ft²$155
CheaperTypical $212Pricier

Pricier than 8% of homes nearby

Living area2,596 ft²
SmallerTypical 1,742 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.65 ac
SmallerTypical 1.5 acBigger

Bigger than 29% of homes nearby

Year built1965
OlderTypical 1989Newer

Newer than 16% of homes nearby

How 5048 River Dr ranks against every home in each area.
MeasureThis homeLanexa 23089James City County
Estimated valuepricier than$402,20355% of homes32% of homes
Price per ft²pricier than$1558% of homes2% of homes
Living areabigger than2,596 ft²81% of homes68% of homes
Lot sizebigger than0.65 ac29% of homes81% of homes
Year builtnewer than196516% of homes6% of homes

About 5048 River Dr

How much is 5048 River Dr, Lanexa, VA worth?

The TopHap Estimate for 5048 River Dr, Lanexa, VA is $402,203 as of Jul 14, 2026. The likely range is $386,916 to $417,490. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5048 River Dr, Lanexa, VA last sell?

5048 River Dr, Lanexa, VA last sold on May 12, 2005, according to the county's recorded deed.

How big is 5048 River Dr, Lanexa, VA?

5048 River Dr, Lanexa, VA has 4 bedrooms, 4 bathrooms, 2,596 square feet of living space and a 0.65-acre lot.

When was 5048 River Dr, Lanexa, VA built?

5048 River Dr, Lanexa, VA was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 5048 River Dr, Lanexa, VA?

5048 River Dr, Lanexa, VA is assigned to Toano Middle School (middle), rated B; J. Blaine Blayton Elementary School (elementary), rated B-; Warhill High School (high), rated B. All sit in Williamsburg - James City County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5048 River Dr, Lanexa, VA compare to other homes in Lanexa 23089?

Among the 2,354 homes in Lanexa 23089, it is worth more than 55% of them ($402,203 against a typical $381,051), its price per square foot is higher than 8% of them ($155 against a typical $212), it is bigger than 81% of them (2,596 ft² against a typical 1,742 ft²), its lot is bigger than 29% of them (0.65 ac against a typical 1.5 ac) and it is newer than 16% of them (1965 against a typical 1989). Measured against all of James City County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5048 River Dr, Lanexa, VA?

The 2019 property tax bill for 5048 River Dr, Lanexa, VA was $3,493. The county assessed it at $567,200.

Closest homes

More homes in Lanexa 23089

Assigned schools

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