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Single Family ResidenceResidential
$400,972$307 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

5085 MILL ROCK RD

GERALD, MO 63037
4
Beds
1
Baths
1,308 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
28.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$401K
$368K low$433K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$782 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,278 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,259
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$79,170

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
51
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.28.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gerald Elementary SchoolC-
Elementary · Grades PK–5 · 4.6 mi
M
Owensville Middle SchoolC
Middle · Grades 6–8 · 9.8 mi
H
Owensville High SchoolC
High · Grades 9–12 · 9.8 mi

District: Gasconade County R-Ii School District

Neighborhood · ZIP 63037These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,166
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,915
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,452
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5085 Mill Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Gerald 63037
  • Costs more per square foot than 93% of homes in Franklin County
  • Has a bigger lot than 94% of homes in Franklin County
  • Older than 91% of homes in Franklin County

What homes are worth in Gerald 63037

Each bar is how many homes fall in that price range. The marker is this home.

This home
$99K$798K

This home is worth more than 77% of homes in Gerald 63037.

How it measures up in Gerald 63037

The dot is this home. The mark in the middle is the typical home in Gerald 63037.

Estimated value$400,972
CheaperTypical $257,062Pricier

Pricier than 77% of homes nearby

Price per ft²$307
CheaperTypical $184Pricier

Pricier than 85% of homes nearby

Living area1,308 ft²
SmallerTypical 1,350 ft²Bigger

Bigger than 46% of homes nearby

Lot size28.1 ac
SmallerTypical 4.9 acBigger

Bigger than 83% of homes nearby

Year built1930
OlderTypical 1977Newer

Newer than 13% of homes nearby

How 5085 Mill Rock Rd ranks against every home in each area.
MeasureThis homeGerald 63037Franklin County
Estimated valuepricier than$400,97277% of homes77% of homes
Price per ft²pricier than$30785% of homes93% of homes
Living areabigger than1,308 ft²46% of homes44% of homes
Lot sizebigger than28.1 ac83% of homes94% of homes
Year builtnewer than193013% of homes9% of homes

About 5085 Mill Rock Rd

How much is 5085 Mill Rock Rd, Gerald, MO worth?

The TopHap Estimate for 5085 Mill Rock Rd, Gerald, MO is $400,972 as of Aug 30, 2026. The likely range is $368,456 to $433,488. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 5085 Mill Rock Rd, Gerald, MO?

5085 Mill Rock Rd, Gerald, MO has 4 bedrooms, 1 bathrooms, 1,308 square feet of living space and a 28.10-acre lot.

When was 5085 Mill Rock Rd, Gerald, MO built?

5085 Mill Rock Rd, Gerald, MO was built in 1930, making it 96 years old. The building has 2 stories.

What schools serve 5085 Mill Rock Rd, Gerald, MO?

5085 Mill Rock Rd, Gerald, MO is assigned to Gerald Elementary School (elementary), rated C-; Owensville Middle School (middle), rated C; Owensville High School (high), rated C. All sit in Gasconade County R-Ii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5085 Mill Rock Rd, Gerald, MO compare to other homes in Gerald 63037?

Among the 1,371 homes in Gerald 63037, it is worth more than 77% of them ($400,972 against a typical $257,062), its price per square foot is higher than 85% of them ($307 against a typical $184), it is bigger than 46% of them (1,308 ft² against a typical 1,350 ft²), its lot is bigger than 83% of them (28.1 ac against a typical 4.9 ac) and it is newer than 13% of them (1930 against a typical 1977). Measured against all of Franklin County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5085 Mill Rock Rd, Gerald, MO?

The 2025 property tax bill for 5085 Mill Rock Rd, Gerald, MO was $782. The county assessed it at $14,278.

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