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Single Family ResidenceResidential
$249,746$153 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $150,000 on Jun 25, 2018

509 RUBY DR

CLARKSVILLE, TN 37040
1.5
Baths
1,632 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$250K
$241K low$259K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,000 · Jun 25, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$38,106
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$30,485
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$211,640
LAKEVIEW LOAN SERVICING · E · 6.49% · recorded Jul 31, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,811 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,975 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,975
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$239,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONTGOMERY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1994
Lot (acres)The size of the land the home sits on, from county records.0.46
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 32 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Glenellen Elementary SchoolB+
Elementary · Grades PK–5 · 1.0 mi
M
Northeast Middle SchoolC+
Middle · Grades 6–8 · 2.1 mi
H
Northeast High SchoolC+
High · Grades 9–12 · 2.3 mi

District: Montgomery County School District

Neighborhood · ZIP 37040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.68,998
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.740 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,164
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,120
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

509 Ruby Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Montgomery County
  • Costs less per square foot than 81% of homes in Montgomery County
  • Has a bigger lot than 68% of homes in Clarksville 37040
  • Older than 84% of homes in Montgomery County

What homes are worth in Clarksville 37040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$667K

This home is worth more than 32% of homes in Clarksville 37040.

How it measures up in Clarksville 37040

The dot is this home. The mark in the middle is the typical home in Clarksville 37040.

Estimated value$249,746
CheaperTypical $295,942Pricier

Pricier than 32% of homes nearby

Price per ft²$153
CheaperTypical $179Pricier

Pricier than 24% of homes nearby

Living area1,632 ft²
SmallerTypical 1,618 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.46 ac
SmallerTypical 0.32 acBigger

Bigger than 68% of homes nearby

Year built1972
OlderTypical 2004Newer

Newer than 20% of homes nearby

How 509 Ruby Dr ranks against every home in each area.
MeasureThis homeClarksville 37040Montgomery County
Estimated valuepricier than$249,74632% of homes26% of homes
Price per ft²pricier than$15324% of homes19% of homes
Living areabigger than1,632 ft²51% of homes46% of homes
Lot sizebigger than0.46 ac68% of homes65% of homes
Year builtnewer than197220% of homes16% of homes

About 509 Ruby Dr

How much is 509 Ruby Dr, Clarksville, TN worth?

The TopHap Estimate for 509 Ruby Dr, Clarksville, TN is $249,746 as of Jul 14, 2026. The likely range is $240,703 to $258,789. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 509 Ruby Dr, Clarksville, TN last sell?

509 Ruby Dr, Clarksville, TN last sold on Jun 25, 2018 for $150,000, according to the county's recorded deed.

How big is 509 Ruby Dr, Clarksville, TN?

509 Ruby Dr, Clarksville, TN has 1.5 bathrooms, 1,632 square feet of living space and a 0.46-acre lot.

When was 509 Ruby Dr, Clarksville, TN built?

509 Ruby Dr, Clarksville, TN was built in 1972, making it 54 years old. The building has 2 stories.

What schools serve 509 Ruby Dr, Clarksville, TN?

509 Ruby Dr, Clarksville, TN is assigned to Glenellen Elementary School (elementary), rated B+; Northeast Middle School (middle), rated C+; Northeast High School (high), rated C+. All sit in Montgomery County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 509 Ruby Dr, Clarksville, TN compare to other homes in Clarksville 37040?

Among the 20,143 homes in Clarksville 37040, it is worth more than 32% of them ($249,746 against a typical $295,942), its price per square foot is higher than 24% of them ($153 against a typical $179), it is bigger than 51% of them (1,632 ft² against a typical 1,618 ft²), its lot is bigger than 68% of them (0.46 ac against a typical 0.32 ac) and it is newer than 20% of them (1972 against a typical 2004). Measured against all of Montgomery County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 509 Ruby Dr, Clarksville, TN?

The 2025 property tax bill for 509 Ruby Dr, Clarksville, TN was $1,811. The county assessed it at $59,975.

More homes on Ruby Dr

Closest homes

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Assigned schools

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