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Single Family ResidenceResidential
$471,343$286 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $78,000 on Nov 1, 1996

51 RAY ST

RUMFORD, RI 02916
3
Beds
1
Baths
1,648 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,999 ft²
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$471K
$445K low$498K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$78,000 · Nov 1, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$236,343
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$189,074
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$135,000
FLEET NATIONAL BANK · R · recorded May 17, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
BANK OF AMERICA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,244 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$401,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$140,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$261,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$314,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyPROVIDENCE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.09
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Francis SchoolA-
Elementary · Grades KG–5 · 0.8 mi
H
East Providence High SchoolC
High · Grades 9–12 · 1.9 mi
M
Edward R. Martin Middle SchoolC
Middle · Grades 6–8 · 2.8 mi

District: East Providence School District

Neighborhood · ZIP 02916These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,060
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,412 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,124
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,817
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

51 Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 70% of homes in Providence County
  • Has a smaller lot than 98% of homes in Rumford 02916

What homes are worth in Rumford 02916

Each bar is how many homes fall in that price range. The marker is this home.

This home
$325K$1M

This home is worth more than 47% of homes in Rumford 02916.

How it measures up in Rumford 02916

The dot is this home. The mark in the middle is the typical home in Rumford 02916.

Estimated value$471,343
CheaperTypical $480,800Pricier

Pricier than 47% of homes nearby

Price per ft²$286
CheaperTypical $306Pricier

Pricier than 34% of homes nearby

Living area1,648 ft²
SmallerTypical 1,666 ft²Bigger

Bigger than 49% of homes nearby

Lot size3,999 ft²
SmallerTypical 0.17 acBigger

Bigger than 2% of homes nearby

Year built1940
OlderTypical 1950Newer

Newer than 38% of homes nearby

How 51 Ray St ranks against every home in each area.
MeasureThis homeRumford 02916Providence County
Estimated valuepricier than$471,34347% of homes57% of homes
Price per ft²pricier than$28634% of homes30% of homes
Living areabigger than1,648 ft²49% of homes55% of homes
Lot sizebigger than3,999 ft²2% of homes11% of homes
Year builtnewer than194038% of homes39% of homes

About 51 Ray St

How much is 51 Ray St, Rumford, RI worth?

The TopHap Estimate for 51 Ray St, Rumford, RI is $471,343 as of Jul 14, 2026. The likely range is $444,505 to $498,181. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 51 Ray St, Rumford, RI last sell?

51 Ray St, Rumford, RI last sold on Nov 1, 1996 for $78,000, according to the county's recorded deed.

How big is 51 Ray St, Rumford, RI?

51 Ray St, Rumford, RI has 3 bedrooms, 1 bathrooms, 1,648 square feet of living space and a 0.09-acre lot.

When was 51 Ray St, Rumford, RI built?

51 Ray St, Rumford, RI was built in 1940, making it 86 years old. It is a cape cod home. The building has 1 story.

What schools serve 51 Ray St, Rumford, RI?

51 Ray St, Rumford, RI is assigned to Francis School (elementary), rated A-; East Providence High School (high), rated C; Edward R. Martin Middle School (middle), rated C. All sit in East Providence School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 51 Ray St, Rumford, RI compare to other homes in Rumford 02916?

Among the 2,940 homes in Rumford 02916, it is worth more than 47% of them ($471,343 against a typical $480,800), its price per square foot is higher than 34% of them ($286 against a typical $306), it is bigger than 49% of them (1,648 ft² against a typical 1,666 ft²), its lot is bigger than 2% of them (3,999 ft² against a typical 0.17 ac) and it is newer than 38% of them (1940 against a typical 1950). Measured against all of Providence County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 51 Ray St, Rumford, RI?

The 2025 property tax bill for 51 Ray St, Rumford, RI was $5,244. The county assessed it at $401,200.

Closest homes

More homes in Rumford 02916

Assigned schools

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