Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$494,246$362 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $408,000 on Dec 18, 2020

51 RUTH ST

LOWELL, MA 01851
4
Beds
1
Baths
1,366 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$494K
$473K low$515K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$408,000 · Dec 18, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$93,636
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$74,909
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,610
MORTGAGE EQUITY PARTNERS LLC · recorded Dec 18, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,059 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$527,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$160,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$367,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$486,115

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.09
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
James S Daley Middle SchoolA-
Middle · Grades 5–8 · 0.2 mi
E
Dr Gertrude BaileyB
Elementary · Grades PK–4 · 0.4 mi
H
Lowell High SchoolC-
High · Grades 9–12 · 1.9 mi

District: Lowell School District

Neighborhood · ZIP 01851These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.33,136
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9,695 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,238
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,324
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

51 Ruth St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Middlesex County
  • Costs less per square foot than 78% of homes in Middlesex County
  • Smaller than 76% of homes in Highlands
  • Has a smaller lot than 95% of homes in Highlands
  • Older than 68% of homes in Middlesex County

What homes are worth in Lowell 01851

Each bar is how many homes fall in that price range. The marker is this home.

This home
$243K$784K

This home is worth more than 45% of homes in Lowell 01851.

How it measures up in Lowell 01851

The dot is this home. The mark in the middle is the typical home in Lowell 01851.

Estimated value$494,246
CheaperTypical $507,181Pricier

Pricier than 45% of homes nearby

Price per ft²$362
CheaperTypical $326Pricier

Pricier than 70% of homes nearby

Living area1,366 ft²
SmallerTypical 1,752 ft²Bigger

Bigger than 25% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.14 acBigger

Bigger than 13% of homes nearby

Year built1930
OlderTypical 1920Newer

Newer than 60% of homes nearby

How 51 Ruth St ranks against every home in each area.
MeasureThis homeHighlandsLowell 01851Middlesex County
Estimated valuepricier than$494,24634% of homes45% of homes13% of homes
Price per ft²pricier than$36266% of homes70% of homes22% of homes
Living areabigger than1,366 ft²24% of homes25% of homes28% of homes
Lot sizebigger than3,920 ft²5% of homes13% of homes9% of homes
Year builtnewer than193053% of homes60% of homes32% of homes

About 51 Ruth St

How much is 51 Ruth St, Lowell, MA worth?

The TopHap Estimate for 51 Ruth St, Lowell, MA is $494,246 as of Jul 14, 2026. The likely range is $473,092 to $515,400. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 51 Ruth St, Lowell, MA last sell?

51 Ruth St, Lowell, MA last sold on Dec 18, 2020 for $408,000, according to the county's recorded deed.

How big is 51 Ruth St, Lowell, MA?

51 Ruth St, Lowell, MA has 4 bedrooms, 1 bathrooms, 1,366 square feet of living space and a 0.09-acre lot.

When was 51 Ruth St, Lowell, MA built?

51 Ruth St, Lowell, MA was built in 1930, making it 96 years old. It is a conventional home. The building has 2 stories.

What schools serve 51 Ruth St, Lowell, MA?

51 Ruth St, Lowell, MA is assigned to James S Daley Middle School (middle), rated A-; Dr Gertrude Bailey (elementary), rated B; Lowell High School (high), rated C-. All sit in Lowell School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 51 Ruth St, Lowell, MA compare to other homes in Lowell 01851?

Among the 5,774 homes in Lowell 01851, it is worth more than 45% of them ($494,246 against a typical $507,181), its price per square foot is higher than 70% of them ($362 against a typical $326), it is bigger than 25% of them (1,366 ft² against a typical 1,752 ft²), its lot is bigger than 13% of them (3,920 ft² against a typical 0.14 ac) and it is newer than 60% of them (1930 against a typical 1920). Measured against all of Middlesex County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 51 Ruth St, Lowell, MA?

The 2025 property tax bill for 51 Ruth St, Lowell, MA was $6,059. The county assessed it at $527,800.

Closest homes

More homes in Lowell 01851

Assigned schools

Explore the area

See this home in context

Open 51 Ruth St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map