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Single Family ResidenceResidential
$159,267$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5109 WHITE ROCK DR

KILLEEN, TX 76542
2
Baths
1,253 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$159K
$148K low$170K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$89,267
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$71,414
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$70,000
TEXELL CU · recorded Aug 8, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,218 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$172,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$158,940
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$157,182
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$196,940

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBell
Lot (acres)The size of the land the home sits on, from county records.0.18
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 96 ft²Porch · 24 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Timber Ridge Elementary SchoolC-
Elementary · Grades EE–5 · 0.3 mi
M
Liberty Hill Middle SchoolC+
Middle · Grades 6–8 · 0.5 mi
H
C. E. Ellison High SchoolD
High · Grades 9–12 · 2.9 mi

District: Killeen Independent School District

Neighborhood · ZIP 76542These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.64
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.56,149
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.876 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,439
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,055
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5109 White Rock Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Killeen 76542
  • Costs less per square foot than 71% of homes in Bell County
  • Smaller than 92% of homes in Killeen 76542
  • Has a smaller lot than 70% of homes in Killeen 76542
  • Older than 81% of homes in Killeen 76542

What homes are worth in Killeen 76542

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$569K

This home is worth more than 2% of homes in Killeen 76542.

How it measures up in Killeen 76542

The dot is this home. The mark in the middle is the typical home in Killeen 76542.

Estimated value$159,267
CheaperTypical $254,266Pricier

Pricier than 2% of homes nearby

Price per ft²$127
CheaperTypical $135Pricier

Pricier than 33% of homes nearby

Living area1,253 ft²
SmallerTypical 1,871 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.18 ac
SmallerTypical 0.21 acBigger

Bigger than 30% of homes nearby

Year built1993
OlderTypical 2006Newer

Newer than 19% of homes nearby

How 5109 White Rock Dr ranks against every home in each area.
MeasureThis homeKilleen 76542Bell County
Estimated valuepricier than$159,2672% of homes13% of homes
Price per ft²pricier than$12733% of homes29% of homes
Living areabigger than1,253 ft²8% of homes18% of homes
Lot sizebigger than0.18 ac30% of homes32% of homes
Year builtnewer than199319% of homes38% of homes

About 5109 White Rock Dr

How much is 5109 White Rock Dr, Killeen, TX worth?

The TopHap Estimate for 5109 White Rock Dr, Killeen, TX is $159,267 as of Jul 14, 2026. The likely range is $148,263 to $170,271. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5109 White Rock Dr, Killeen, TX last sell?

5109 White Rock Dr, Killeen, TX last sold on Jul 12, 2002, according to the county's recorded deed.

How big is 5109 White Rock Dr, Killeen, TX?

5109 White Rock Dr, Killeen, TX has 2 bathrooms, 1,253 square feet of living space and a 0.18-acre lot.

When was 5109 White Rock Dr, Killeen, TX built?

5109 White Rock Dr, Killeen, TX was built in 1993, making it 33 years old. The building has 1 story.

What schools serve 5109 White Rock Dr, Killeen, TX?

5109 White Rock Dr, Killeen, TX is assigned to Timber Ridge Elementary School (elementary), rated C-; Liberty Hill Middle School (middle), rated C+; C. E. Ellison High School (high), rated D. All sit in Killeen Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5109 White Rock Dr, Killeen, TX compare to other homes in Killeen 76542?

Among the 18,350 homes in Killeen 76542, it is worth more than 2% of them ($159,267 against a typical $254,266), its price per square foot is higher than 33% of them ($127 against a typical $135), it is bigger than 8% of them (1,253 ft² against a typical 1,871 ft²), its lot is bigger than 30% of them (0.18 ac against a typical 0.21 ac) and it is newer than 19% of them (1993 against a typical 2006). Measured against all of Bell County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5109 White Rock Dr, Killeen, TX?

The 2024 property tax bill for 5109 White Rock Dr, Killeen, TX was $2,218. The county assessed it at $172,900.

Closest homes

More homes in Killeen 76542

Assigned schools

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