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Single Family ResidenceResidential
$849,103$390 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5114 STATE ROUTE 28

OLD FORGE, NY 13420
4
Beds
3
Baths
2,176 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.84 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$849K
$738K low$960K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$369,103
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$295,282
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$480,000
NBT BANK NA · recorded Aug 22, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,865 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$377,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$70,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$307,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$377,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$662,632

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyHERKIMER
Lot (acres)The size of the land the home sits on, from county records.1.84
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 224 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Town Of Webb SchoolC
Elementary · Grades KG–12 · 7.6 mi

District: Town of Webb Union Free School District

Neighborhood · ZIP 13420These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.185
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.24%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.873
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,223
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,179
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5114 State Route 28 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Herkimer County
  • Costs more per square foot than 97% of homes in Herkimer County
  • Bigger than 83% of homes in Herkimer County
  • Has a bigger lot than 79% of homes in Old Forge 13420
  • Newer than 97% of homes in Herkimer County

What homes are worth in Old Forge 13420

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$1.8M

This home is worth more than 78% of homes in Old Forge 13420.

How it measures up in Old Forge 13420

The dot is this home. The mark in the middle is the typical home in Old Forge 13420.

Estimated value$849,103
CheaperTypical $472,324Pricier

Pricier than 78% of homes nearby

Price per ft²$390
CheaperTypical $327Pricier

Pricier than 65% of homes nearby

Living area2,176 ft²
SmallerTypical 1,369 ft²Bigger

Bigger than 82% of homes nearby

Lot size1.84 ac
SmallerTypical 0.6 acBigger

Bigger than 79% of homes nearby

Year built2016
OlderTypical 1966Newer

Newer than 96% of homes nearby

How 5114 State Route 28 ranks against every home in each area.
MeasureThis homeOld Forge 13420Herkimer County
Estimated valuepricier than$849,10378% of homes98% of homes
Price per ft²pricier than$39065% of homes97% of homes
Living areabigger than2,176 ft²82% of homes83% of homes
Lot sizebigger than1.84 ac79% of homes69% of homes
Year builtnewer than201696% of homes97% of homes

About 5114 State Route 28

How much is 5114 State Route 28, Old Forge, NY worth?

The TopHap Estimate for 5114 State Route 28, Old Forge, NY is $849,103 as of Jul 14, 2026. The likely range is $738,309 to $959,897. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5114 State Route 28, Old Forge, NY last sell?

5114 State Route 28, Old Forge, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 5114 State Route 28, Old Forge, NY?

5114 State Route 28, Old Forge, NY has 4 bedrooms, 3 bathrooms, 2,176 square feet of living space and a 1.84-acre lot.

When was 5114 State Route 28, Old Forge, NY built?

5114 State Route 28, Old Forge, NY was built in 2016, making it 10 years old. It is a cape cod home. The building has 1 story.

What schools serve 5114 State Route 28, Old Forge, NY?

5114 State Route 28, Old Forge, NY is assigned to Town Of Webb School (elementary), rated C. All sit in Town of Webb Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5114 State Route 28, Old Forge, NY compare to other homes in Old Forge 13420?

Among the 2,281 homes in Old Forge 13420, it is worth more than 78% of them ($849,103 against a typical $472,324), its price per square foot is higher than 65% of them ($390 against a typical $327), it is bigger than 82% of them (2,176 ft² against a typical 1,369 ft²), its lot is bigger than 79% of them (1.84 ac against a typical 0.6 ac) and it is newer than 96% of them (2016 against a typical 1966). Measured against all of Herkimer County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5114 State Route 28, Old Forge, NY?

The 2025 property tax bill for 5114 State Route 28, Old Forge, NY was $4,865. The county assessed it at $377,700.

Closest homes

More homes in Old Forge 13420

Assigned schools

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