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Single Family ResidenceResidential
$522,177$317 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $309,000 on Dec 16, 2016

5122 ROCK RD

SUMAS, WA 98295
3
Beds
2
Baths
1,648 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$522K
$509K low$535K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$309,000 · Dec 16, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$229,677
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$183,742
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$292,500
CALIBER HM LOANS · recorded Apr 30, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,664 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$503,110 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$165,308
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$337,802
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$503,110

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
99
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWhatcom
Lot (acres)The size of the land the home sits on, from county records.3.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Baseboard
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Porch · 240 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sumas Elementary SchoolB-
Elementary · Grades KG–5 · 2.3 mi
H
Nooksack Valley High SchoolB
High · Grades 9–12 · 4.9 mi
M
Nooksack Valley Middle SchoolB
Middle · Grades 6–8 · 7.4 mi

District: Nooksack Valley School District

Neighborhood · ZIP 98295These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.184

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.3,263
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,325
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,352
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.70 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5122 Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Sumas 98295
  • Costs more per square foot than 79% of homes in Sumas 98295
  • Bigger than 68% of homes in Sumas 98295
  • Has a bigger lot than 88% of homes in Whatcom County
  • Older than 75% of homes in Whatcom County

What homes are worth in Sumas 98295

Each bar is how many homes fall in that price range. The marker is this home.

This home
$16K$787K

This home is worth more than 80% of homes in Sumas 98295.

How it measures up in Sumas 98295

The dot is this home. The mark in the middle is the typical home in Sumas 98295.

Estimated value$522,177
CheaperTypical $350,995Pricier

Pricier than 80% of homes nearby

Price per ft²$317
CheaperTypical $246Pricier

Pricier than 79% of homes nearby

Living area1,648 ft²
SmallerTypical 1,364 ft²Bigger

Bigger than 68% of homes nearby

Lot size3 ac
SmallerTypical 0.24 acBigger

Bigger than 82% of homes nearby

Year built1970
OlderTypical 1993Newer

Newer than 29% of homes nearby

How 5122 Rock Rd ranks against every home in each area.
MeasureThis homeSumas 98295Whatcom County
Estimated valuepricier than$522,17780% of homes41% of homes
Price per ft²pricier than$31779% of homes28% of homes
Living areabigger than1,648 ft²68% of homes59% of homes
Lot sizebigger than3 ac82% of homes88% of homes
Year builtnewer than197029% of homes25% of homes

About 5122 Rock Rd

How much is 5122 Rock Rd, Sumas, WA worth?

The TopHap Estimate for 5122 Rock Rd, Sumas, WA is $522,177 as of Jul 14, 2026. The likely range is $509,104 to $535,250. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5122 Rock Rd, Sumas, WA last sell?

5122 Rock Rd, Sumas, WA last sold on Dec 16, 2016 for $309,000, according to the county's recorded deed.

How big is 5122 Rock Rd, Sumas, WA?

5122 Rock Rd, Sumas, WA has 3 bedrooms, 2 bathrooms, 1,648 square feet of living space and a 3.00-acre lot.

When was 5122 Rock Rd, Sumas, WA built?

5122 Rock Rd, Sumas, WA was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 5122 Rock Rd, Sumas, WA?

5122 Rock Rd, Sumas, WA is assigned to Sumas Elementary School (elementary), rated B-; Nooksack Valley High School (high), rated B; Nooksack Valley Middle School (middle), rated B. All sit in Nooksack Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5122 Rock Rd, Sumas, WA compare to other homes in Sumas 98295?

Among the 1,133 homes in Sumas 98295, it is worth more than 80% of them ($522,177 against a typical $350,995), its price per square foot is higher than 79% of them ($317 against a typical $246), it is bigger than 68% of them (1,648 ft² against a typical 1,364 ft²), its lot is bigger than 82% of them (3 ac against a typical 0.24 ac) and it is newer than 29% of them (1970 against a typical 1993). Measured against all of Whatcom County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5122 Rock Rd, Sumas, WA?

The 2024 property tax bill for 5122 Rock Rd, Sumas, WA was $4,664. The county assessed it at $503,110.

Closest homes

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Assigned schools

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