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Single Family ResidenceResidential
$395,414$227 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

513 BACK RIVER NECK RD

ESSEX, MD 21221
1
Baths
1,742 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1929
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$395K
$361K low$429K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$204,414
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$163,531
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$171,000
PNC BANK NA · recorded Dec 5, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
BALTIMORE COUNTY SAVINGS BANK FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,794 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$239,133 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$217,267
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$261,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBALTIMORE
Lot (acres)The size of the land the home sits on, from county records.6.30
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.StableShed · 800 ft²Porch · 182 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Middleborough Elementary SchoolB
Elementary · Grades PK–5 · 0.5 mi
H
Chesapeake High SchoolD+
High · Grades 9–12 · 0.8 mi
M
Deep Creek Middle SchoolC-
Middle · Grades 6–8 · 1.2 mi

District: Baltimore County Public Schools

Neighborhood · ZIP 21221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.42,396
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,898 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,330
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,410
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

513 Back River Neck Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Essex 21221
  • Bigger than 77% of homes in Essex 21221
  • Among the largest lots in Essex 21221
  • Older than 94% of homes in Baltimore County

What homes are worth in Essex 21221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$734K

This home is worth more than 77% of homes in Essex 21221.

How it measures up in Essex 21221

The dot is this home. The mark in the middle is the typical home in Essex 21221.

Estimated value$395,414
CheaperTypical $283,475Pricier

Pricier than 77% of homes nearby

Price per ft²$227
CheaperTypical $211Pricier

Pricier than 62% of homes nearby

Living area1,742 ft²
SmallerTypical 1,240 ft²Bigger

Bigger than 77% of homes nearby

Lot size6.3 ac
SmallerTypical 0.16 acBigger

Bigger than almost all homes nearby

Year built1929
OlderTypical 1957Newer

Newer than 9% of homes nearby

How 513 Back River Neck Rd ranks against every home in each area.
MeasureThis homeEssex 21221Baltimore County
Estimated valuepricier than$395,41477% of homes59% of homes
Price per ft²pricier than$22762% of homes45% of homes
Living areabigger than1,742 ft²77% of homes65% of homes
Lot sizebigger than6.3 acalmost all homesalmost all homes
Year builtnewer than19299% of homes6% of homes

About 513 Back River Neck Rd

How much is 513 Back River Neck Rd, Essex, MD worth?

The TopHap Estimate for 513 Back River Neck Rd, Essex, MD is $395,414 as of Jul 14, 2026. The likely range is $361,381 to $429,447. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 513 Back River Neck Rd, Essex, MD last sell?

513 Back River Neck Rd, Essex, MD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 513 Back River Neck Rd, Essex, MD?

513 Back River Neck Rd, Essex, MD has 1 bathrooms, 1,742 square feet of living space and a 6.30-acre lot.

When was 513 Back River Neck Rd, Essex, MD built?

513 Back River Neck Rd, Essex, MD was built in 1929, making it 97 years old. The building has 1 story.

What schools serve 513 Back River Neck Rd, Essex, MD?

513 Back River Neck Rd, Essex, MD is assigned to Middleborough Elementary School (elementary), rated B; Chesapeake High School (high), rated D+; Deep Creek Middle School (middle), rated C-. All sit in Baltimore County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 513 Back River Neck Rd, Essex, MD compare to other homes in Essex 21221?

Among the 12,678 homes in Essex 21221, it is worth more than 77% of them ($395,414 against a typical $283,475), its price per square foot is higher than 62% of them ($227 against a typical $211), it is bigger than 77% of them (1,742 ft² against a typical 1,240 ft²), its lot is bigger than almost all of them (6.3 ac against a typical 0.16 ac) and it is newer than 9% of them (1929 against a typical 1957). Measured against all of Baltimore County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 513 Back River Neck Rd, Essex, MD?

The 2025 property tax bill for 513 Back River Neck Rd, Essex, MD was $3,794. The county assessed it at $239,133.

Closest homes

More homes in Essex 21221

Assigned schools

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