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Single Family ResidenceResidential
$137,400$56 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

513 HOWARD DR

MEMPHIS, TN 38109
4
Beds
3
Baths
2,462 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1959
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$137K
$123K low$152K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$852 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,675 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,125
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$27,550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$17,575
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$126,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.24
38
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.0.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 24 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Fairley High SchoolC
High · Grades 9–12 · 0.3 mi
E
Holmes Road Elementary SchoolC
Elementary · Grades PK–5 · 1.0 mi
M
Geeter Middle School
Middle · Grades 6–8 · 1.1 mi

District: Achievement School District

Neighborhood · ZIP 38109These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.150
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.250

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.27%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.42,226
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.482 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,033
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,494
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

513 Howard Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Memphis 38109
  • Costs less per square foot than 93% of homes in Whitehaven
  • Bigger than 94% of homes in Memphis 38109
  • Has a smaller lot than 90% of homes in Whitehaven
  • Older than 69% of homes in Shelby County

What homes are worth in Memphis 38109

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$248K

This home is worth more than 87% of homes in Memphis 38109.

How it measures up in Memphis 38109

The dot is this home. The mark in the middle is the typical home in Memphis 38109.

Estimated value$137,400
CheaperTypical $99,422Pricier

Pricier than 87% of homes nearby

Price per ft²$56
CheaperTypical $79Pricier

Pricier than 14% of homes nearby

Living area2,462 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.2 ac
SmallerTypical 0.21 acBigger

Bigger than 47% of homes nearby

Year built1959
OlderTypical 1963Newer

Newer than 35% of homes nearby

How 513 Howard Dr ranks against every home in each area.
MeasureThis homeWhitehavenMemphis 38109Shelby County
Estimated valuepricier than$137,40050% of homes87% of homes32% of homes
Price per ft²pricier than$567% of homes14% of homes8% of homes
Living areabigger than2,462 ft²86% of homes94% of homes70% of homes
Lot sizebigger than0.2 ac10% of homes47% of homes38% of homes
Year builtnewer than195939% of homes35% of homes31% of homes

About 513 Howard Dr

How much is 513 Howard Dr, Memphis, TN worth?

The TopHap Estimate for 513 Howard Dr, Memphis, TN is $137,400 as of Aug 30, 2026. The likely range is $122,926 to $151,874. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 513 Howard Dr, Memphis, TN last sell?

513 Howard Dr, Memphis, TN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 513 Howard Dr, Memphis, TN?

513 Howard Dr, Memphis, TN has 4 bedrooms, 3 bathrooms, 2,462 square feet of living space and a 0.20-acre lot.

When was 513 Howard Dr, Memphis, TN built?

513 Howard Dr, Memphis, TN was built in 1959, making it 67 years old. It is a cottage home. The building has 1 story.

What schools serve 513 Howard Dr, Memphis, TN?

513 Howard Dr, Memphis, TN is assigned to Fairley High School (high), rated C; Holmes Road Elementary School (elementary), rated C; Geeter Middle School (middle). All sit in Achievement School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 513 Howard Dr, Memphis, TN compare to other homes in Memphis 38109?

Among the 16,530 homes in Memphis 38109, it is worth more than 87% of them ($137,400 against a typical $99,422), its price per square foot is higher than 14% of them ($56 against a typical $79), it is bigger than 94% of them (2,462 ft² against a typical 1,216 ft²), its lot is bigger than 47% of them (0.2 ac against a typical 0.21 ac) and it is newer than 35% of them (1959 against a typical 1963). Measured against all of Shelby County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 513 Howard Dr, Memphis, TN?

The 2025 property tax bill for 513 Howard Dr, Memphis, TN was $852. The county assessed it at $31,675.

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