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Single Family ResidenceResidential
$286,640$109 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $4,425 on Mar 25, 2005

514 TERRACE RIDGE CIR

HOWARD, OH 43028
4
Beds
3.5
Baths
2,640 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$287K
$245K low$329K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$4,425 · Mar 25, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$103,518
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$82,814
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$183,122
J P MORGAN CHASE BANK · E · recorded Feb 19, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,075 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$124,420 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,340
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$120,080
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$124,420
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$355,480

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKNOX
Lot (acres)The size of the land the home sits on, from county records.0.24
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 100 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 43028These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.161
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,800
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,916
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,824
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

514 Terrace Ridge Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 98% of homes in Howard 43028
  • Bigger than 94% of homes in Howard 43028
  • Has a smaller lot than 90% of homes in Howard 43028
  • Newer than 87% of homes in Knox County

What homes are worth in Howard 43028

Each bar is how many homes fall in that price range. The marker is this home.

This home
$146K$1.4M

This home is worth more than 36% of homes in Howard 43028.

How it measures up in Howard 43028

The dot is this home. The mark in the middle is the typical home in Howard 43028.

Estimated value$286,640
CheaperTypical $328,127Pricier

Pricier than 36% of homes nearby

Price per ft²$109
CheaperTypical $224Pricier

Pricier than 2% of homes nearby

Living area2,640 ft²
SmallerTypical 1,462 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.24 ac
SmallerTypical 0.33 acBigger

Bigger than 10% of homes nearby

Year built2005
OlderTypical 1996Newer

Newer than 79% of homes nearby

How 514 Terrace Ridge Cir ranks against every home in each area.
MeasureThis homeHoward 43028Knox County
Estimated valuepricier than$286,64036% of homes48% of homes
Price per ft²pricier than$1092% of homes10% of homes
Living areabigger than2,640 ft²94% of homes91% of homes
Lot sizebigger than0.24 ac10% of homes26% of homes
Year builtnewer than200579% of homes87% of homes

About 514 Terrace Ridge Cir

How much is 514 Terrace Ridge Cir, Howard, OH worth?

The TopHap Estimate for 514 Terrace Ridge Cir, Howard, OH is $286,640 as of Jul 14, 2026. The likely range is $244,506 to $328,774. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 514 Terrace Ridge Cir, Howard, OH last sell?

514 Terrace Ridge Cir, Howard, OH last sold on Mar 25, 2005 for $4,425, according to the county's recorded deed.

How big is 514 Terrace Ridge Cir, Howard, OH?

514 Terrace Ridge Cir, Howard, OH has 4 bedrooms, 3.5 bathrooms, 2,640 square feet of living space and a 0.24-acre lot.

When was 514 Terrace Ridge Cir, Howard, OH built?

514 Terrace Ridge Cir, Howard, OH was built in 2005, making it 21 years old. The building has 2 stories.

How does 514 Terrace Ridge Cir, Howard, OH compare to other homes in Howard 43028?

Among the 4,164 homes in Howard 43028, it is worth more than 36% of them ($286,640 against a typical $328,127), its price per square foot is higher than 2% of them ($109 against a typical $224), it is bigger than 94% of them (2,640 ft² against a typical 1,462 ft²), its lot is bigger than 10% of them (0.24 ac against a typical 0.33 ac) and it is newer than 79% of them (2005 against a typical 1996). Measured against all of Knox County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 514 Terrace Ridge Cir, Howard, OH?

The 2025 property tax bill for 514 Terrace Ridge Cir, Howard, OH was $5,075. The county assessed it at $124,420.

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