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Single Family ResidenceResidential
$403,851$393 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $355,000 on Jun 14, 2021

5140 ROSEMARY DR

CHESAPEAKE BEACH, MD 20732
2.5
Baths
1,028 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$404K
$385K low$422K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$355,000 · Jun 14, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$55,281
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$44,225
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.86%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$348,570
SOUTHERN TRUST MORTGAGE LLC · recorded May 9, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,798 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$338,400 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$331,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$352,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.0.48
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 400 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Plum Point Middle SchoolB
Middle · Grades 6–8 · 4.6 mi
E
Plum Point Elementary SchoolB+
Elementary · Grades PK–5 · 4.8 mi
H
Huntingtown High SchoolA-
High · Grades 9–12 · 4.8 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20732These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.9,836
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.737 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,626
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$141,133
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5140 Rosemary Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 93% of homes in Calvert County
  • Smaller than 88% of homes in Calvert County
  • Has a bigger lot than 70% of homes in Chesapeake Beach 20732
  • Older than 76% of homes in Chesapeake Beach 20732

What homes are worth in Chesapeake Beach 20732

Each bar is how many homes fall in that price range. The marker is this home.

This home
$249K$872K

This home is worth more than 36% of homes in Chesapeake Beach 20732.

How it measures up in Chesapeake Beach 20732

The dot is this home. The mark in the middle is the typical home in Chesapeake Beach 20732.

Estimated value$403,851
CheaperTypical $448,260Pricier

Pricier than 36% of homes nearby

Price per ft²$393
CheaperTypical $291Pricier

Pricier than 88% of homes nearby

Living area1,028 ft²
SmallerTypical 1,508 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.48 ac
SmallerTypical 0.23 acBigger

Bigger than 70% of homes nearby

Year built1981
OlderTypical 1992Newer

Newer than 24% of homes nearby

How 5140 Rosemary Dr ranks against every home in each area.
MeasureThis homeChesapeake Beach 20732Calvert County
Estimated valuepricier than$403,85136% of homes37% of homes
Price per ft²pricier than$39388% of homes93% of homes
Living areabigger than1,028 ft²18% of homes12% of homes
Lot sizebigger than0.48 ac70% of homes40% of homes
Year builtnewer than198124% of homes31% of homes

About 5140 Rosemary Dr

How much is 5140 Rosemary Dr, Chesapeake Beach, MD worth?

The TopHap Estimate for 5140 Rosemary Dr, Chesapeake Beach, MD is $403,851 as of Jul 14, 2026. The likely range is $385,420 to $422,282. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5140 Rosemary Dr, Chesapeake Beach, MD last sell?

5140 Rosemary Dr, Chesapeake Beach, MD last sold on Jun 14, 2021 for $355,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 5140 Rosemary Dr, Chesapeake Beach, MD?

5140 Rosemary Dr, Chesapeake Beach, MD has 2.5 bathrooms, 1,028 square feet of living space and a 0.48-acre lot.

When was 5140 Rosemary Dr, Chesapeake Beach, MD built?

5140 Rosemary Dr, Chesapeake Beach, MD was built in 1981, making it 45 years old. It is a split foyer home. The building has 1 story.

What schools serve 5140 Rosemary Dr, Chesapeake Beach, MD?

5140 Rosemary Dr, Chesapeake Beach, MD is assigned to Plum Point Middle School (middle), rated B; Plum Point Elementary School (elementary), rated B+; Huntingtown High School (high), rated A-. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5140 Rosemary Dr, Chesapeake Beach, MD compare to other homes in Chesapeake Beach 20732?

Among the 4,202 homes in Chesapeake Beach 20732, it is worth more than 36% of them ($403,851 against a typical $448,260), its price per square foot is higher than 88% of them ($393 against a typical $291), it is bigger than 18% of them (1,028 ft² against a typical 1,508 ft²), its lot is bigger than 70% of them (0.48 ac against a typical 0.23 ac) and it is newer than 24% of them (1981 against a typical 1992). Measured against all of Calvert County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5140 Rosemary Dr, Chesapeake Beach, MD?

The 2025 property tax bill for 5140 Rosemary Dr, Chesapeake Beach, MD was $3,798. The county assessed it at $338,400.

Closest homes

More homes in Chesapeake Beach 20732

Assigned schools

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