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Single Family ResidenceResidential
$684,720$173 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

515 MARY RUTH PL

CELINA, TX 75009
6
Beds
4
Baths
3,958 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$685K
$642K low$727K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$374,720
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$299,776
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$310,000
LENDERFI INC · recorded Sep 8, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,284 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$707,554 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$157,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$550,054
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$680,618
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$707,554

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOLLIN
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Marcy B. Lykins Elementary SchoolB+
Elementary · Grades KG–4 · 2.9 mi
M
Jerry and Linda Moore Middle SchoolA-
Middle · Grades 7–8 · 5.8 mi
H
Celina High SchoolB-
High · Grades 9–12 · 6.4 mi

District: Celina Independent School District

Neighborhood · ZIP 75009These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.22,147
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$137,625
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$196,689
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

515 Mary Ruth Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Collin County
  • Costs less per square foot than 91% of homes in Celina 75009
  • Bigger than 90% of homes in Collin County
  • Newer than 84% of homes in Collin County

What homes are worth in Celina 75009

Each bar is how many homes fall in that price range. The marker is this home.

This home
$324K$1.7M

This home is worth more than 71% of homes in Celina 75009.

How it measures up in Celina 75009

The dot is this home. The mark in the middle is the typical home in Celina 75009.

Estimated value$684,720
CheaperTypical $571,833Pricier

Pricier than 71% of homes nearby

Price per ft²$173
CheaperTypical $213Pricier

Pricier than 9% of homes nearby

Living area3,958 ft²
SmallerTypical 2,830 ft²Bigger

Bigger than 88% of homes nearby

Lot size0.17 ac
SmallerTypical 0.17 acBigger

Bigger than 47% of homes nearby

Year built2020
OlderTypical 2021Newer

Newer than 48% of homes nearby

How 515 Mary Ruth Pl ranks against every home in each area.
MeasureThis homeCelina 75009Collin County
Estimated valuepricier than$684,72071% of homes75% of homes
Price per ft²pricier than$1739% of homes14% of homes
Living areabigger than3,958 ft²88% of homes90% of homes
Lot sizebigger than0.17 ac47% of homes38% of homes
Year builtnewer than202048% of homes84% of homes

About 515 Mary Ruth Pl

How much is 515 Mary Ruth Pl, Celina, TX worth?

The TopHap Estimate for 515 Mary Ruth Pl, Celina, TX is $684,720 as of Jul 14, 2026. The likely range is $642,155 to $727,285. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 515 Mary Ruth Pl, Celina, TX last sell?

515 Mary Ruth Pl, Celina, TX last sold on Feb 3, 2025, according to the county's recorded deed.

How big is 515 Mary Ruth Pl, Celina, TX?

515 Mary Ruth Pl, Celina, TX has 6 bedrooms, 4 bathrooms, 3,958 square feet of living space and a 0.17-acre lot.

When was 515 Mary Ruth Pl, Celina, TX built?

515 Mary Ruth Pl, Celina, TX was built in 2020, making it 6 years old. The building has 2 stories.

What schools serve 515 Mary Ruth Pl, Celina, TX?

515 Mary Ruth Pl, Celina, TX is assigned to Marcy B. Lykins Elementary School (elementary), rated B+; Jerry and Linda Moore Middle School (middle), rated A-; Celina High School (high), rated B-. All sit in Celina Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 515 Mary Ruth Pl, Celina, TX compare to other homes in Celina 75009?

Among the 18,015 homes in Celina 75009, it is worth more than 71% of them ($684,720 against a typical $571,833), its price per square foot is higher than 9% of them ($173 against a typical $213), it is bigger than 88% of them (3,958 ft² against a typical 2,830 ft²), its lot is bigger than 47% of them (0.17 ac against a typical 0.17 ac) and it is newer than 48% of them (2020 against a typical 2021). Measured against all of Collin County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 515 Mary Ruth Pl, Celina, TX?

The 2025 property tax bill for 515 Mary Ruth Pl, Celina, TX was $13,284. The county assessed it at $707,554.

Closest homes

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Assigned schools

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