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Single Family ResidenceResidential
$514,506$191 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $172,300 on Sep 6, 2012

515 RIVER ST

SPRING LAKE, MI 49456
4
Beds
2
Baths
2,693 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1850
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$515K
$481K low$548K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$172,300 · Sep 6, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$246,706
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$197,365
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$137,800
LAKE MICHIGAN CU · recorded Sep 6, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000
INDEPENDENT BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,173 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$260,200 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$230,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$520,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOTTAWA
Lot (acres)The size of the land the home sits on, from county records.0.48
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Holmes Elementary SchoolA
Elementary · Grades KG–4 · 0.1 mi
M
Spring Lake Middle SchoolB+
Middle · Grades 7–8 · 0.3 mi
H
Spring Lake High SchoolA
High · Grades 9–12 · 2.0 mi

District: Spring Lake Public Schools

Neighborhood · ZIP 49456These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.21,228
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.630 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,095
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,959
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

515 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Ottawa County
  • Costs less per square foot than 87% of homes in Ottawa County
  • Bigger than 94% of homes in Ottawa County
  • Among the oldest homes in Spring Lake 49456

What homes are worth in Spring Lake 49456

Each bar is how many homes fall in that price range. The marker is this home.

This home
$185K$1.9M

This home is worth more than 65% of homes in Spring Lake 49456.

How it measures up in Spring Lake 49456

The dot is this home. The mark in the middle is the typical home in Spring Lake 49456.

Estimated value$514,506
CheaperTypical $413,047Pricier

Pricier than 65% of homes nearby

Price per ft²$191
CheaperTypical $258Pricier

Pricier than 15% of homes nearby

Living area2,693 ft²
SmallerTypical 1,652 ft²Bigger

Bigger than 88% of homes nearby

Lot size0.48 ac
SmallerTypical 0.49 acBigger

Bigger than 49% of homes nearby

Year built1850
OlderTypical 1984Newer

Older than almost all homes nearby

How 515 River St ranks against every home in each area.
MeasureThis homeSpring Lake 49456Ottawa County
Estimated valuepricier than$514,50665% of homes78% of homes
Price per ft²pricier than$19115% of homes13% of homes
Living areabigger than2,693 ft²88% of homes94% of homes
Lot sizebigger than0.48 ac49% of homes53% of homes
Year builtnewer than1850almost no homesalmost no homes

About 515 River St

How much is 515 River St, Spring Lake, MI worth?

The TopHap Estimate for 515 River St, Spring Lake, MI is $514,506 as of Jul 14, 2026. The likely range is $481,226 to $547,786. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 515 River St, Spring Lake, MI last sell?

515 River St, Spring Lake, MI last sold on Sep 6, 2012 for $172,300, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 515 River St, Spring Lake, MI?

515 River St, Spring Lake, MI has 4 bedrooms, 2 bathrooms, 2,693 square feet of living space and a 0.48-acre lot.

When was 515 River St, Spring Lake, MI built?

515 River St, Spring Lake, MI was built in 1850, making it 176 years old.

What schools serve 515 River St, Spring Lake, MI?

515 River St, Spring Lake, MI is assigned to Holmes Elementary School (elementary), rated A; Spring Lake Middle School (middle), rated B+; Spring Lake High School (high), rated A. All sit in Spring Lake Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 515 River St, Spring Lake, MI compare to other homes in Spring Lake 49456?

Among the 8,071 homes in Spring Lake 49456, it is worth more than 65% of them ($514,506 against a typical $413,047), its price per square foot is higher than 15% of them ($191 against a typical $258), it is bigger than 88% of them (2,693 ft² against a typical 1,652 ft²), its lot is bigger than 49% of them (0.48 ac against a typical 0.49 ac) and it is newer than almost none of them (1850 against a typical 1984). Measured against all of Ottawa County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 515 River St, Spring Lake, MI?

The 2025 property tax bill for 515 River St, Spring Lake, MI was $7,173. The county assessed it at $260,200.

Closest homes

More homes in Spring Lake 49456

Assigned schools

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