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Single Family ResidenceResidential
$799,000$307 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $348,900 on Sep 16, 2008

5155 RUBY RDG

HOLLAND, MI 49424
3
Beds
4 / 2
Baths
2,606 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.87 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$799K
$732K low$866K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$348,900 · Sep 16, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$485,400
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$388,320
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$274,000
FLAGSTAR BANK FSB · recorded Oct 11, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$39,600
FLAGSTAR BANK FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,658 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$450,800 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$427,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$901,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOTTAWA
Lot (acres)The size of the land the home sits on, from county records.2.87
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lakeshore Elementary SchoolA
Elementary · Grades EE–5 · 1.8 mi
H
West Ottawa High SchoolB-
High · Grades 9–12 · 3.0 mi
M
Harbor Lights Middle SchoolB-
Middle · Grades 6–8 · 4.7 mi

District: West Ottawa Public School District

Neighborhood · ZIP 49424These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.49,953
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.762 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,955
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,178
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5155 Ruby Rdg measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Ottawa County
  • Costs more per square foot than 78% of homes in Holland 49424
  • Bigger than 93% of homes in Ottawa County
  • Has a bigger lot than 80% of homes in Holland 49424
  • Newer than 79% of homes in Holland 49424

What homes are worth in Holland 49424

Each bar is how many homes fall in that price range. The marker is this home.

This home
$171K$1.6M

This home is worth more than 91% of homes in Holland 49424.

How it measures up in Holland 49424

The dot is this home. The mark in the middle is the typical home in Holland 49424.

Estimated value$799,000
CheaperTypical $360,916Pricier

Pricier than 91% of homes nearby

Price per ft²$307
CheaperTypical $240Pricier

Pricier than 78% of homes nearby

Living area2,606 ft²
SmallerTypical 1,542 ft²Bigger

Bigger than 90% of homes nearby

Lot size2.87 ac
SmallerTypical 0.44 acBigger

Bigger than 80% of homes nearby

Year built2003
OlderTypical 1992Newer

Newer than 79% of homes nearby

How 5155 Ruby Rdg ranks against every home in each area.
MeasureThis homeHolland 49424Ottawa County
Estimated valuepricier than$799,00091% of homes94% of homes
Price per ft²pricier than$30778% of homes75% of homes
Living areabigger than2,606 ft²90% of homes93% of homes
Lot sizebigger than2.87 ac80% of homes80% of homes
Year builtnewer than200379% of homes78% of homes

About 5155 Ruby Rdg

How much is 5155 Ruby Rdg, Holland, MI worth?

The TopHap Estimate for 5155 Ruby Rdg, Holland, MI is $799,000 as of Jul 14, 2026. The likely range is $731,679 to $866,321. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5155 Ruby Rdg, Holland, MI last sell?

5155 Ruby Rdg, Holland, MI last sold on Sep 16, 2008 for $348,900, according to the county's recorded deed.

How big is 5155 Ruby Rdg, Holland, MI?

5155 Ruby Rdg, Holland, MI has 3 bedrooms, 4 bathrooms, 2,606 square feet of living space and a 2.87-acre lot.

When was 5155 Ruby Rdg, Holland, MI built?

5155 Ruby Rdg, Holland, MI was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 5155 Ruby Rdg, Holland, MI?

5155 Ruby Rdg, Holland, MI is assigned to Lakeshore Elementary School (elementary), rated A; West Ottawa High School (high), rated B-; Harbor Lights Middle School (middle), rated B-. All sit in West Ottawa Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5155 Ruby Rdg, Holland, MI compare to other homes in Holland 49424?

Among the 15,891 homes in Holland 49424, it is worth more than 91% of them ($799,000 against a typical $360,916), its price per square foot is higher than 78% of them ($307 against a typical $240), it is bigger than 90% of them (2,606 ft² against a typical 1,542 ft²), its lot is bigger than 80% of them (2.87 ac against a typical 0.44 ac) and it is newer than 79% of them (2003 against a typical 1992). Measured against all of Ottawa County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5155 Ruby Rdg, Holland, MI?

The 2025 property tax bill for 5155 Ruby Rdg, Holland, MI was $6,658. The county assessed it at $450,800.

Closest homes

More homes in Holland 49424

Assigned schools

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