Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$233,616$145 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $215,000 on Jan 22, 2025

516 PROSPECT ST

CHAMPLAIN, NY 12919
3
Beds
1
Baths
1,612 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$234K
$217K low$250K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$215,000 · Jan 22, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$25,066
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$20,053
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$208,550
COMMUNITY BANK NA · P · recorded Jan 22, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,048 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$238,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$207,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$238,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$238,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyClinton
Lot (acres)The size of the land the home sits on, from county records.1.80
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 750 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 12919These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.158

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,065
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,495
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,209
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

516 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Champlain 12919
  • Costs more per square foot than 67% of homes in Champlain 12919
  • Bigger than 65% of homes in Champlain 12919
  • Has a bigger lot than 73% of homes in Champlain 12919

What homes are worth in Champlain 12919

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$538K

This home is worth more than 70% of homes in Champlain 12919.

How it measures up in Champlain 12919

The dot is this home. The mark in the middle is the typical home in Champlain 12919.

Estimated value$233,616
CheaperTypical $188,898Pricier

Pricier than 70% of homes nearby

Price per ft²$145
CheaperTypical $124Pricier

Pricier than 67% of homes nearby

Living area1,612 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 65% of homes nearby

Lot size1.8 ac
SmallerTypical 0.92 acBigger

Bigger than 73% of homes nearby

Year built1973
OlderTypical 1970Newer

Newer than 53% of homes nearby

How 516 Prospect St ranks against every home in each area.
MeasureThis homeChamplain 12919Clinton County
Estimated valuepricier than$233,61670% of homes59% of homes
Price per ft²pricier than$14567% of homes53% of homes
Living areabigger than1,612 ft²65% of homes61% of homes
Lot sizebigger than1.8 ac73% of homes71% of homes
Year builtnewer than197353% of homes50% of homes

About 516 Prospect St

How much is 516 Prospect St, Champlain, NY worth?

The TopHap Estimate for 516 Prospect St, Champlain, NY is $233,616 as of Jul 14, 2026. The likely range is $217,281 to $249,951. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 516 Prospect St, Champlain, NY last sell?

516 Prospect St, Champlain, NY last sold on Jan 22, 2025 for $215,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 516 Prospect St, Champlain, NY?

516 Prospect St, Champlain, NY has 3 bedrooms, 1 bathrooms, 1,612 square feet of living space and a 1.80-acre lot.

When was 516 Prospect St, Champlain, NY built?

516 Prospect St, Champlain, NY was built in 1973, making it 53 years old. It is a ranch home. The building has 1 story.

How does 516 Prospect St, Champlain, NY compare to other homes in Champlain 12919?

Among the 1,284 homes in Champlain 12919, it is worth more than 70% of them ($233,616 against a typical $188,898), its price per square foot is higher than 67% of them ($145 against a typical $124), it is bigger than 65% of them (1,612 ft² against a typical 1,404 ft²), its lot is bigger than 73% of them (1.8 ac against a typical 0.92 ac) and it is newer than 53% of them (1973 against a typical 1970). Measured against all of Clinton County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 516 Prospect St, Champlain, NY?

The 2025 property tax bill for 516 Prospect St, Champlain, NY was $2,048. The county assessed it at $238,300.

Closest homes

More homes in Champlain 12919

Explore the area

See this home in context

Open 516 Prospect St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map