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Single Family ResidenceResidential
$15,703$18 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

518 SPENCER ST

FLINT, MI 48505
2
Beds
1
Baths
870 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,312 ft²
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$16K
$13K low$18K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$737 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,300 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$16,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
0
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
54
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGENESEE
Lot (acres)The size of the land the home sits on, from county records.0.10
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 24 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Brownell STEM AcademyD-
Elementary · Grades KG–5 · 2.3 mi
M
Holmes STEM Middle School AcademyF
Middle · Grades 6–8 · 2.4 mi
H
Southwestern Classical AcademyF
High · Grades 9–12 · 3.3 mi

District: Flint City School District

Neighborhood · ZIP 48505These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.167
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.34%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.18,122
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,435 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$34,427
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$44,463
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

518 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Genesee County
  • Costs less per square foot than 98% of homes in Genesee County
  • Smaller than 89% of homes in Genesee County
  • Has a smaller lot than 93% of homes in Genesee County
  • Older than 73% of homes in Genesee County

What homes are worth in Flint 48505

Each bar is how many homes fall in that price range. The marker is this home.

This home
$13K$67K

This home is worth more than 7% of homes in Flint 48505.

How it measures up in Flint 48505

The dot is this home. The mark in the middle is the typical home in Flint 48505.

Estimated value$15,703
CheaperTypical $25,714Pricier

Pricier than 7% of homes nearby

Price per ft²$18
CheaperTypical $26Pricier

Pricier than 14% of homes nearby

Living area870 ft²
SmallerTypical 960 ft²Bigger

Bigger than 30% of homes nearby

Lot size4,312 ft²
SmallerTypical 0.13 acBigger

Bigger than 18% of homes nearby

Year built1950
OlderTypical 1950Newer

Newer than 53% of homes nearby

How 518 Spencer St ranks against every home in each area.
MeasureThis homeFlint 48505Genesee County
Estimated valuepricier than$15,7037% of homesalmost no homes
Price per ft²pricier than$1814% of homes2% of homes
Living areabigger than870 ft²30% of homes11% of homes
Lot sizebigger than4,312 ft²18% of homes7% of homes
Year builtnewer than195053% of homes27% of homes

About 518 Spencer St

How much is 518 Spencer St, Flint, MI worth?

The TopHap Estimate for 518 Spencer St, Flint, MI is $15,703 as of Sep 24, 2026. The likely range is $13,137 to $18,269. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 518 Spencer St, Flint, MI last sell?

518 Spencer St, Flint, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 518 Spencer St, Flint, MI?

518 Spencer St, Flint, MI has 2 bedrooms, 1 bathrooms, 870 square feet of living space and a 0.10-acre lot.

When was 518 Spencer St, Flint, MI built?

518 Spencer St, Flint, MI was built in 1950, making it 76 years old. The building has 1 story.

What schools serve 518 Spencer St, Flint, MI?

518 Spencer St, Flint, MI is assigned to Brownell STEM Academy (elementary), rated D-; Holmes STEM Middle School Academy (middle), rated F; Southwestern Classical Academy (high), rated F. All sit in Flint City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 518 Spencer St, Flint, MI compare to other homes in Flint 48505?

Among the 8,406 homes in Flint 48505, it is worth more than 7% of them ($15,703 against a typical $25,714), its price per square foot is higher than 14% of them ($18 against a typical $26), it is bigger than 30% of them (870 ft² against a typical 960 ft²), its lot is bigger than 18% of them (4,312 ft² against a typical 0.13 ac) and it is newer than 53% of them (1950 against a typical 1950). Measured against all of Genesee County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 518 Spencer St, Flint, MI?

The 2025 property tax bill for 518 Spencer St, Flint, MI was $737. The county assessed it at $8,300.

More homes on Spencer St

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Assigned schools

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