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Single Family ResidenceResidential
$167,163$132 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

520 JOE ROSS ST

LINCOLNTON, NC 28092
3
Beds
1
Baths
1,270 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$167K
$117K low$217K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$167,163
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$133,730

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,447 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$212,938 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,458
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$181,480
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$212,938
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$212,938

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLincoln
Lot (acres)The size of the land the home sits on, from county records.1.24
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Love Memorial Elementary SchoolD
Elementary · Grades PK–5 · 0.6 mi
M
West Lincoln Middle SchoolC-
Middle · Grades 6–8 · 6.5 mi
H
West Lincoln High SchoolC+
High · Grades 9–12 · 6.7 mi

District: Lincoln County Schools

Neighborhood · ZIP 28092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.43,813
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.367 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,382
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 Joe Ross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Lincoln County
  • Costs less per square foot than 90% of homes in Lincoln County
  • Smaller than 74% of homes in Lincoln County
  • Has a bigger lot than 72% of homes in Lincoln County
  • Older than 90% of homes in Lincoln County

What homes are worth in Lincolnton 28092

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$819K

This home is worth more than 17% of homes in Lincolnton 28092.

How it measures up in Lincolnton 28092

The dot is this home. The mark in the middle is the typical home in Lincolnton 28092.

Estimated value$167,163
CheaperTypical $283,808Pricier

Pricier than 17% of homes nearby

Price per ft²$132
CheaperTypical $184Pricier

Pricier than 20% of homes nearby

Living area1,270 ft²
SmallerTypical 1,454 ft²Bigger

Bigger than 36% of homes nearby

Lot size1.24 ac
SmallerTypical 0.76 acBigger

Bigger than 71% of homes nearby

Year built1952
OlderTypical 1984Newer

Newer than 18% of homes nearby

How 520 Joe Ross St ranks against every home in each area.
MeasureThis homeLincolnton 28092Lincoln County
Estimated valuepricier than$167,16317% of homes9% of homes
Price per ft²pricier than$13220% of homes10% of homes
Living areabigger than1,270 ft²36% of homes26% of homes
Lot sizebigger than1.24 ac71% of homes72% of homes
Year builtnewer than195218% of homes10% of homes

About 520 Joe Ross St

How much is 520 Joe Ross St, Lincolnton, NC worth?

The TopHap Estimate for 520 Joe Ross St, Lincolnton, NC is $167,163 as of Jul 14, 2026. The likely range is $117,087 to $217,239. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 520 Joe Ross St, Lincolnton, NC?

520 Joe Ross St, Lincolnton, NC has 3 bedrooms, 1 bathrooms, 1,270 square feet of living space and a 1.24-acre lot.

When was 520 Joe Ross St, Lincolnton, NC built?

520 Joe Ross St, Lincolnton, NC was built in 1952, making it 74 years old. It is a ranch home. The building has 1 story.

What schools serve 520 Joe Ross St, Lincolnton, NC?

520 Joe Ross St, Lincolnton, NC is assigned to Love Memorial Elementary School (elementary), rated D; West Lincoln Middle School (middle), rated C-; West Lincoln High School (high), rated C+. All sit in Lincoln County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 Joe Ross St, Lincolnton, NC compare to other homes in Lincolnton 28092?

Among the 16,214 homes in Lincolnton 28092, it is worth more than 17% of them ($167,163 against a typical $283,808), its price per square foot is higher than 20% of them ($132 against a typical $184), it is bigger than 36% of them (1,270 ft² against a typical 1,454 ft²), its lot is bigger than 71% of them (1.24 ac against a typical 0.76 ac) and it is newer than 18% of them (1952 against a typical 1984). Measured against all of Lincoln County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 Joe Ross St, Lincolnton, NC?

The 2025 property tax bill for 520 Joe Ross St, Lincolnton, NC was $1,447. The county assessed it at $212,938.

Closest homes

More homes in Lincolnton 28092

Assigned schools

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