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Single Family ResidenceResidential
$105,715$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

520 PATTYS ROCK RD

ONEIDA, KY 40972
2
Beds
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
149.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$106K
$76K low$135K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$105,715
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$84,572

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$429 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$35,700 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$35,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$35,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
51
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Lot (acres)The size of the land the home sits on, from county records.149.34
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.None
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 80 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oneida Elementary SchoolA-
Elementary · Grades PK–6 · 1.9 mi
H
Clay County High SchoolC
High · Grades 9–12 · 10.0 mi
M
Clay County Middle SchoolA-
Middle · Grades 7–8 · 11.3 mi

District: Clay County School District

Neighborhood · ZIP 40972These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.173
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.141
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.1,231
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$42,957
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$48,763
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 Pattys Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Oneida 40972
  • Costs more per square foot than 93% of homes in Oneida 40972
  • Smaller than 81% of homes in Clay County
  • Among the largest lots in Oneida 40972
  • Older than 84% of homes in Clay County

What homes are worth in Oneida 40972

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$233K

This home is worth more than 73% of homes in Oneida 40972.

How it measures up in Oneida 40972

The dot is this home. The mark in the middle is the typical home in Oneida 40972.

Estimated value$105,715
CheaperTypical $71,498Pricier

Pricier than 73% of homes nearby

Price per ft²$122
CheaperTypical $63Pricier

Pricier than 93% of homes nearby

Living area864 ft²
SmallerTypical 1,120 ft²Bigger

Bigger than 26% of homes nearby

Lot size149.34 ac
SmallerTypical 2.8 acBigger

Bigger than almost all homes nearby

Year built1956
OlderTypical 1981Newer

Newer than 25% of homes nearby

How 520 Pattys Rock Rd ranks against every home in each area.
MeasureThis homeOneida 40972Clay County
Estimated valuepricier than$105,71573% of homes63% of homes
Price per ft²pricier than$12293% of homes90% of homes
Living areabigger than864 ft²26% of homes19% of homes
Lot sizebigger than149.34 acalmost all homesalmost all homes
Year builtnewer than195625% of homes16% of homes

About 520 Pattys Rock Rd

How much is 520 Pattys Rock Rd, Oneida, KY worth?

The TopHap Estimate for 520 Pattys Rock Rd, Oneida, KY is $105,715 as of Jul 14, 2026. The likely range is $76,104 to $135,326. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 Pattys Rock Rd, Oneida, KY last sell?

520 Pattys Rock Rd, Oneida, KY last sold on Aug 1, 1983, according to the county's recorded deed.

How big is 520 Pattys Rock Rd, Oneida, KY?

520 Pattys Rock Rd, Oneida, KY has 2 bedrooms, 1 bathrooms, 864 square feet of living space and a 149.34-acre lot.

When was 520 Pattys Rock Rd, Oneida, KY built?

520 Pattys Rock Rd, Oneida, KY was built in 1956, making it 70 years old. The building has 1 story.

What schools serve 520 Pattys Rock Rd, Oneida, KY?

520 Pattys Rock Rd, Oneida, KY is assigned to Oneida Elementary School (elementary), rated A-; Clay County High School (high), rated C; Clay County Middle School (middle), rated A-. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 Pattys Rock Rd, Oneida, KY compare to other homes in Oneida 40972?

Among the 517 homes in Oneida 40972, it is worth more than 73% of them ($105,715 against a typical $71,498), its price per square foot is higher than 93% of them ($122 against a typical $63), it is bigger than 26% of them (864 ft² against a typical 1,120 ft²), its lot is bigger than almost all of them (149.34 ac against a typical 2.8 ac) and it is newer than 25% of them (1956 against a typical 1981). Measured against all of Clay County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 Pattys Rock Rd, Oneida, KY?

The 2025 property tax bill for 520 Pattys Rock Rd, Oneida, KY was $429. The county assessed it at $35,700.

Closest homes

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Assigned schools

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