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Single Family ResidenceResidential
$126,746$51 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

538 PATTYS ROCK RD

ONEIDA, KY 40972
0
Baths
2,464 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$127K
$113K low$140K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$126,746
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$101,397

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,182 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$99,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$99,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$99,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
52
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Lot (acres)The size of the land the home sits on, from county records.1.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,120 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oneida Elementary SchoolA-
Elementary · Grades PK–6 · 1.8 mi
H
Clay County High SchoolC
High · Grades 9–12 · 9.9 mi
M
Clay County Middle SchoolA-
Middle · Grades 7–8 · 11.2 mi

District: Clay County School District

Neighborhood · ZIP 40972These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.173
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.141
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.1,231
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$42,957
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$48,763
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

538 Pattys Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Oneida 40972
  • Costs less per square foot than 73% of homes in Clay County
  • Bigger than 97% of homes in Oneida 40972
  • Has a smaller lot than 69% of homes in Oneida 40972
  • Newer than 91% of homes in Oneida 40972

What homes are worth in Oneida 40972

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$233K

This home is worth more than 81% of homes in Oneida 40972.

How it measures up in Oneida 40972

The dot is this home. The mark in the middle is the typical home in Oneida 40972.

Estimated value$126,746
CheaperTypical $71,498Pricier

Pricier than 81% of homes nearby

Price per ft²$51
CheaperTypical $63Pricier

Pricier than 29% of homes nearby

Living area2,464 ft²
SmallerTypical 1,120 ft²Bigger

Bigger than 97% of homes nearby

Lot size1 ac
SmallerTypical 2.8 acBigger

Bigger than 31% of homes nearby

Year built2003
OlderTypical 1981Newer

Newer than 91% of homes nearby

How 538 Pattys Rock Rd ranks against every home in each area.
MeasureThis homeOneida 40972Clay County
Estimated valuepricier than$126,74681% of homes73% of homes
Price per ft²pricier than$5129% of homes27% of homes
Living areabigger than2,464 ft²97% of homes95% of homes
Lot sizebigger than1 ac31% of homes44% of homes
Year builtnewer than200391% of homes90% of homes

About 538 Pattys Rock Rd

How much is 538 Pattys Rock Rd, Oneida, KY worth?

The TopHap Estimate for 538 Pattys Rock Rd, Oneida, KY is $126,746 as of Jul 14, 2026. The likely range is $113,042 to $140,450. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 538 Pattys Rock Rd, Oneida, KY last sell?

538 Pattys Rock Rd, Oneida, KY last sold on Jan 1, 2001, according to the county's recorded deed.

How big is 538 Pattys Rock Rd, Oneida, KY?

538 Pattys Rock Rd, Oneida, KY has 2,464 square feet of living space and a 1.00-acre lot.

When was 538 Pattys Rock Rd, Oneida, KY built?

538 Pattys Rock Rd, Oneida, KY was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 538 Pattys Rock Rd, Oneida, KY?

538 Pattys Rock Rd, Oneida, KY is assigned to Oneida Elementary School (elementary), rated A-; Clay County High School (high), rated C; Clay County Middle School (middle), rated A-. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 538 Pattys Rock Rd, Oneida, KY compare to other homes in Oneida 40972?

Among the 517 homes in Oneida 40972, it is worth more than 81% of them ($126,746 against a typical $71,498), its price per square foot is higher than 29% of them ($51 against a typical $63), it is bigger than 97% of them (2,464 ft² against a typical 1,120 ft²), its lot is bigger than 31% of them (1 ac against a typical 2.8 ac) and it is newer than 91% of them (2003 against a typical 1981). Measured against all of Clay County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 538 Pattys Rock Rd, Oneida, KY?

The 2025 property tax bill for 538 Pattys Rock Rd, Oneida, KY was $1,182. The county assessed it at $99,000.

Closest homes

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Assigned schools

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