Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$118,499$110 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 66How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

520 RICHTER HL

COLLINSVILLE, IL 62234
4
Beds
1
Baths
1,079 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.82 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$118K
$78K low$159K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$21,699
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$17,359
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$88,000
BUSEY BANK · 6.38% 2 · recorded Nov 27, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$8,800
BUSEY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,997 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$49,680 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,390
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$39,290
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,850
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$149,040

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
48
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.82
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 400 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Twin Echo Elementary SchoolB-
Elementary · Grades KG–4 · 2.9 mi
H
Collinsville High SchoolD
High · Grades 9–12 · 3.6 mi
M
Collinsville Middle SchoolC
Middle · Grades 7–8 · 3.6 mi

District: Collinsville Community Unit School District 10

Neighborhood · ZIP 62234These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.156

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.33,419
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.884 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,665
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,576
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 Richter Hl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Collinsville 62234
  • Costs less per square foot than 82% of homes in Collinsville 62234
  • Has a bigger lot than 85% of homes in Collinsville 62234

What homes are worth in Collinsville 62234

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$489K

This home is worth more than 22% of homes in Collinsville 62234.

How it measures up in Collinsville 62234

The dot is this home. The mark in the middle is the typical home in Collinsville 62234.

Estimated value$118,499
CheaperTypical $185,768Pricier

Pricier than 22% of homes nearby

Price per ft²$110
CheaperTypical $160Pricier

Pricier than 18% of homes nearby

Living area1,079 ft²
SmallerTypical 1,120 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.82 ac
SmallerTypical 0.29 acBigger

Bigger than 85% of homes nearby

Year built1956
OlderTypical 1965Newer

Newer than 36% of homes nearby

How 520 Richter Hl ranks against every home in each area.
MeasureThis homeCollinsville 62234Madison County
Estimated valuepricier than$118,49922% of homes28% of homes
Price per ft²pricier than$11018% of homes27% of homes
Living areabigger than1,079 ft²45% of homes45% of homes
Lot sizebigger than0.82 ac85% of homes83% of homes
Year builtnewer than195636% of homes39% of homes

About 520 Richter Hl

How much is 520 Richter Hl, Collinsville, IL worth?

The TopHap Estimate for 520 Richter Hl, Collinsville, IL is $118,499 as of Jul 14, 2026. The likely range is $78,180 to $158,818. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 Richter Hl, Collinsville, IL last sell?

520 Richter Hl, Collinsville, IL last sold on Nov 27, 2024, according to the county's recorded deed.

How big is 520 Richter Hl, Collinsville, IL?

520 Richter Hl, Collinsville, IL has 4 bedrooms, 1 bathrooms, 1,079 square feet of living space and a 0.82-acre lot.

When was 520 Richter Hl, Collinsville, IL built?

520 Richter Hl, Collinsville, IL was built in 1956, making it 70 years old. It is a ranch home. The building has 1 story.

What schools serve 520 Richter Hl, Collinsville, IL?

520 Richter Hl, Collinsville, IL is assigned to Twin Echo Elementary School (elementary), rated B-; Collinsville High School (high), rated D; Collinsville Middle School (middle), rated C. All sit in Collinsville Community Unit School District 10. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 Richter Hl, Collinsville, IL compare to other homes in Collinsville 62234?

Among the 11,844 homes in Collinsville 62234, it is worth more than 22% of them ($118,499 against a typical $185,768), its price per square foot is higher than 18% of them ($110 against a typical $160), it is bigger than 45% of them (1,079 ft² against a typical 1,120 ft²), its lot is bigger than 85% of them (0.82 ac against a typical 0.29 ac) and it is newer than 36% of them (1956 against a typical 1965). Measured against all of Madison County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 Richter Hl, Collinsville, IL?

The 2025 property tax bill for 520 Richter Hl, Collinsville, IL was $2,997. The county assessed it at $49,680.

Closest homes

More homes in Collinsville 62234

Assigned schools

Explore the area

See this home in context

Open 520 Richter Hl on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map