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Single Family ResidenceResidential
$699,654$218 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

520 RIVER DOWN RD

GEORGETOWN, TX 78628
3 / 1
Baths
3,214 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$700K
$652K low$747K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$567,291
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$453,833
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.17%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$132,363
PROSPECT MORTGAGE LLC · recorded Dec 7, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,548 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$924,835 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$210,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$714,835
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$796,980
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$924,835

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWilliamson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 216 ft²Porch · 581 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Tippit Middle SchoolB-
Middle · Grades 6–8 · 0.5 mi
E
Wolf Ranch Elementary SchoolA-
Elementary · Grades PK–5 · 0.6 mi
H
East View High SchoolC+
High · Grades 9–12 · 5.5 mi

District: Georgetown Independent School District

Neighborhood · ZIP 78628These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.50,427
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.694 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$118,521
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$141,962
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 River Down Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in River Ridge
  • Costs more per square foot than 78% of homes in River Ridge
  • Bigger than 88% of homes in Williamson County
  • Has a bigger lot than 84% of homes in River Ridge
  • Newer than 76% of homes in River Ridge

What homes are worth in Georgetown 78628

Each bar is how many homes fall in that price range. The marker is this home.

This home
$286K$1.4M

This home is worth more than 82% of homes in Georgetown 78628.

How it measures up in Georgetown 78628

The dot is this home. The mark in the middle is the typical home in Georgetown 78628.

Estimated value$699,654
CheaperTypical $482,178Pricier

Pricier than 82% of homes nearby

Price per ft²$218
CheaperTypical $207Pricier

Pricier than 62% of homes nearby

Living area3,214 ft²
SmallerTypical 2,428 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.46 ac
SmallerTypical 0.25 acBigger

Bigger than 72% of homes nearby

Year built1998
OlderTypical 2016Newer

Newer than 28% of homes nearby

How 520 River Down Rd ranks against every home in each area.
MeasureThis homeRiver RidgeGeorgetown 78628Williamson County
Estimated valuepricier than$699,65494% of homes82% of homes88% of homes
Price per ft²pricier than$21878% of homes62% of homes65% of homes
Living areabigger than3,214 ft²85% of homes82% of homes88% of homes
Lot sizebigger than0.46 ac84% of homes72% of homes80% of homes
Year builtnewer than199876% of homes28% of homes29% of homes

About 520 River Down Rd

How much is 520 River Down Rd, Georgetown, TX worth?

The TopHap Estimate for 520 River Down Rd, Georgetown, TX is $699,654 as of Jul 14, 2026. The likely range is $652,062 to $747,246. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 River Down Rd, Georgetown, TX last sell?

520 River Down Rd, Georgetown, TX last sold on Jun 30, 1998, according to the county's recorded deed.

How big is 520 River Down Rd, Georgetown, TX?

520 River Down Rd, Georgetown, TX has 3 bathrooms and 3,214 square feet of living space.

When was 520 River Down Rd, Georgetown, TX built?

520 River Down Rd, Georgetown, TX was built in 1998, making it 28 years old. The building has 2 stories.

What schools serve 520 River Down Rd, Georgetown, TX?

520 River Down Rd, Georgetown, TX is assigned to Tippit Middle School (middle), rated B-; Wolf Ranch Elementary School (elementary), rated A-; East View High School (high), rated C+. All sit in Georgetown Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 River Down Rd, Georgetown, TX compare to other homes in Georgetown 78628?

Among the 20,625 homes in Georgetown 78628, it is worth more than 82% of them ($699,654 against a typical $482,178), its price per square foot is higher than 62% of them ($218 against a typical $207), it is bigger than 82% of them (3,214 ft² against a typical 2,428 ft²), its lot is bigger than 72% of them (0.46 ac against a typical 0.25 ac) and it is newer than 28% of them (1998 against a typical 2016). Measured against all of Williamson County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 River Down Rd, Georgetown, TX?

The 2025 property tax bill for 520 River Down Rd, Georgetown, TX was $6,548. The county assessed it at $924,835.

Closest homes

More homes in Georgetown 78628

Assigned schools

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