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Single Family ResidenceResidential
$670,487$230 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $466,075 on Jun 29, 2004

520 RIVER RD

HAMDEN, CT 06518
4
Beds
4.5
Baths
2,916 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$670K
$642K low$699K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$466,075 · Jun 29, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$110,914
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$88,731
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$441,655
UNITED NORTHERN MORTGAGE BANKERS LTD · recorded Feb 5, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$117,918
HOMEBRIDGE FINANCIAL SERVICES INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$19,843 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$382,480 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,840
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$325,640
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$292,880
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$267,736

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.140 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySOUTH CENTRAL CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.1.28
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Woods SchoolB
Elementary · Grades KG–6 · 0.8 mi
M
Hamden Middle SchoolC+
Middle · Grades 7–8 · 4.1 mi
H
Hamden High SchoolC
High · Grades 9–12 · 4.9 mi

District: Hamden School District

Neighborhood · ZIP 06518These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.18,627
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,131 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,859
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,919
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Hamden 06518
  • Costs less per square foot than 82% of homes in South Central Connecticut County
  • Bigger than 93% of homes in Hamden 06518
  • Has a bigger lot than 88% of homes in Hamden 06518
  • Newer than 97% of homes in Hamden 06518

What homes are worth in Hamden 06518

Each bar is how many homes fall in that price range. The marker is this home.

This home
$195K$700K

This home is worth more than 97% of homes in Hamden 06518.

How it measures up in Hamden 06518

The dot is this home. The mark in the middle is the typical home in Hamden 06518.

Estimated value$670,487
CheaperTypical $387,852Pricier

Pricier than 97% of homes nearby

Price per ft²$230
CheaperTypical $239Pricier

Pricier than 37% of homes nearby

Living area2,916 ft²
SmallerTypical 1,606 ft²Bigger

Bigger than 93% of homes nearby

Lot size1.28 ac
SmallerTypical 0.47 acBigger

Bigger than 88% of homes nearby

Year built2004
OlderTypical 1969Newer

Newer than 97% of homes nearby

How 520 River Rd ranks against every home in each area.
MeasureThis homeHamden 06518South Central Connecticut County
Estimated valuepricier than$670,48797% of homes82% of homes
Price per ft²pricier than$23037% of homes18% of homes
Living areabigger than2,916 ft²93% of homes90% of homes
Lot sizebigger than1.28 ac88% of homes88% of homes
Year builtnewer than200497% of homes95% of homes

About 520 River Rd

How much is 520 River Rd, Hamden, CT worth?

The TopHap Estimate for 520 River Rd, Hamden, CT is $670,487 as of Jul 14, 2026. The likely range is $641,614 to $699,360. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 River Rd, Hamden, CT last sell?

520 River Rd, Hamden, CT last sold on Jun 29, 2004 for $466,075, according to the county's recorded deed.

How big is 520 River Rd, Hamden, CT?

520 River Rd, Hamden, CT has 4 bedrooms, 4.5 bathrooms, 2,916 square feet of living space and a 1.28-acre lot.

When was 520 River Rd, Hamden, CT built?

520 River Rd, Hamden, CT was built in 2004, making it 22 years old. It is a colonial home. The building has 2 stories.

What schools serve 520 River Rd, Hamden, CT?

520 River Rd, Hamden, CT is assigned to West Woods School (elementary), rated B; Hamden Middle School (middle), rated C+; Hamden High School (high), rated C. All sit in Hamden School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 River Rd, Hamden, CT compare to other homes in Hamden 06518?

Among the 4,900 homes in Hamden 06518, it is worth more than 97% of them ($670,487 against a typical $387,852), its price per square foot is higher than 37% of them ($230 against a typical $239), it is bigger than 93% of them (2,916 ft² against a typical 1,606 ft²), its lot is bigger than 88% of them (1.28 ac against a typical 0.47 ac) and it is newer than 97% of them (2004 against a typical 1969). Measured against all of South Central Connecticut County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 River Rd, Hamden, CT?

The 2024 property tax bill for 520 River Rd, Hamden, CT was $19,843. The county assessed it at $382,480.

Closest homes

More homes in Hamden 06518

Assigned schools

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