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Single Family ResidenceResidential
$195,601$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $195,000 on Jul 8, 2016

520 VISTA RIVER LN

MORRIS CHAPEL, TN 38361
2
Baths
1,180 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$196K
$184K low$208K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$195,000 · Jul 8, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$195,601
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$156,481

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$721 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,200 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,950
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$41,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$164,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHardin
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 184 ft²Patio · 184 ft²Porch · 224 ft²

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Hardin Elementary SchoolC-
Elementary · Grades PK–5 · 4.9 mi
H
Hardin County High SchoolC+
High · Grades 9–12 · 5.4 mi
M
Hardin County Middle SchoolC+
Middle · Grades 6–8 · 5.8 mi

District: Hardin County School District

Neighborhood · ZIP 38361These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.98

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,044
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.24 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,898
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,447
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

520 Vista River Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 71% of homes in Morris Chapel 38361
  • Smaller than 69% of homes in Hardin County
  • Has a smaller lot than 93% of homes in Morris Chapel 38361
  • Newer than 77% of homes in Hardin County

What homes are worth in Morris Chapel 38361

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$520K

This home is worth more than 63% of homes in Morris Chapel 38361.

How it measures up in Morris Chapel 38361

The dot is this home. The mark in the middle is the typical home in Morris Chapel 38361.

Estimated value$195,601
CheaperTypical $149,605Pricier

Pricier than 63% of homes nearby

Price per ft²$166
CheaperTypical $119Pricier

Pricier than 71% of homes nearby

Living area1,180 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.28 ac
SmallerTypical 2.35 acBigger

Bigger than 7% of homes nearby

Year built2001
OlderTypical 1988Newer

Newer than 70% of homes nearby

How 520 Vista River Ln ranks against every home in each area.
MeasureThis homeMorris Chapel 38361Hardin County
Estimated valuepricier than$195,60163% of homes55% of homes
Price per ft²pricier than$16671% of homes67% of homes
Living areabigger than1,180 ft²33% of homes31% of homes
Lot sizebigger than0.28 ac7% of homes11% of homes
Year builtnewer than200170% of homes77% of homes

About 520 Vista River Ln

How much is 520 Vista River Ln, Morris Chapel, TN worth?

The TopHap Estimate for 520 Vista River Ln, Morris Chapel, TN is $195,601 as of Jul 14, 2026. The likely range is $183,652 to $207,550. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 520 Vista River Ln, Morris Chapel, TN last sell?

520 Vista River Ln, Morris Chapel, TN last sold on Jul 8, 2016 for $195,000, according to the county's recorded deed. TopHap holds 8 recorded sales for this parcel.

How big is 520 Vista River Ln, Morris Chapel, TN?

520 Vista River Ln, Morris Chapel, TN has 2 bathrooms and 1,180 square feet of living space.

When was 520 Vista River Ln, Morris Chapel, TN built?

520 Vista River Ln, Morris Chapel, TN was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 520 Vista River Ln, Morris Chapel, TN?

520 Vista River Ln, Morris Chapel, TN is assigned to West Hardin Elementary School (elementary), rated C-; Hardin County High School (high), rated C+; Hardin County Middle School (middle), rated C+. All sit in Hardin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 520 Vista River Ln, Morris Chapel, TN compare to other homes in Morris Chapel 38361?

Among the 665 homes in Morris Chapel 38361, it is worth more than 63% of them ($195,601 against a typical $149,605), its price per square foot is higher than 71% of them ($166 against a typical $119), it is bigger than 33% of them (1,180 ft² against a typical 1,344 ft²), its lot is bigger than 7% of them (0.28 ac against a typical 2.35 ac) and it is newer than 70% of them (2001 against a typical 1988). Measured against all of Hardin County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 520 Vista River Ln, Morris Chapel, TN?

The 2024 property tax bill for 520 Vista River Ln, Morris Chapel, TN was $721. The county assessed it at $41,200.

Closest homes

More homes in Morris Chapel 38361

Assigned schools

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