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Single Family ResidenceResidential
$174,152$150 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

521 SPENCER ST

BETHALTO, IL 62010
3
Beds
1
Baths
1,160 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$174K
$158K low$190K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,221 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,790
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$48,610
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,360
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$157,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMADISON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1951
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bethalto East Primary School
Elementary · Grades PK–1 · 0.7 mi
M
Trimpe Middle SchoolC
Middle · Grades 6–8 · 0.8 mi
H
Civic Memorial High SchoolC+
High · Grades 9–12 · 1.2 mi

District: Bethalto Consolidated Unit School District 8

Neighborhood · ZIP 62010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.126

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.10,805
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.451 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,435
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,888
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

521 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 67% of homes in Bethalto 62010
  • Has a smaller lot than 81% of homes in Bethalto 62010
  • Older than 85% of homes in Bethalto 62010

What homes are worth in Bethalto 62010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$497K

This home is worth more than 37% of homes in Bethalto 62010.

How it measures up in Bethalto 62010

The dot is this home. The mark in the middle is the typical home in Bethalto 62010.

Estimated value$174,152
CheaperTypical $203,342Pricier

Pricier than 37% of homes nearby

Price per ft²$150
CheaperTypical $171Pricier

Pricier than 33% of homes nearby

Living area1,160 ft²
SmallerTypical 1,152 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.17 ac
SmallerTypical 0.26 acBigger

Bigger than 19% of homes nearby

Year built1949
OlderTypical 1971Newer

Newer than 15% of homes nearby

How 521 Spencer St ranks against every home in each area.
MeasureThis homeBethalto 62010Madison County
Estimated valuepricier than$174,15237% of homes45% of homes
Price per ft²pricier than$15033% of homes43% of homes
Living areabigger than1,160 ft²50% of homes53% of homes
Lot sizebigger than0.17 ac19% of homes27% of homes
Year builtnewer than194915% of homes28% of homes

About 521 Spencer St

How much is 521 Spencer St, Bethalto, IL worth?

The TopHap Estimate for 521 Spencer St, Bethalto, IL is $174,152 as of Sep 24, 2026. The likely range is $158,059 to $190,245. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 521 Spencer St, Bethalto, IL last sell?

521 Spencer St, Bethalto, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 521 Spencer St, Bethalto, IL?

521 Spencer St, Bethalto, IL has 3 bedrooms, 1 bathrooms, 1,160 square feet of living space and a 0.17-acre lot.

When was 521 Spencer St, Bethalto, IL built?

521 Spencer St, Bethalto, IL was built in 1949, making it 77 years old. It is a conventional home. The building has 1 story.

What schools serve 521 Spencer St, Bethalto, IL?

521 Spencer St, Bethalto, IL is assigned to Bethalto East Primary School (elementary); Trimpe Middle School (middle), rated C; Civic Memorial High School (high), rated C+. All sit in Bethalto Consolidated Unit School District 8. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 521 Spencer St, Bethalto, IL compare to other homes in Bethalto 62010?

Among the 4,176 homes in Bethalto 62010, it is worth more than 37% of them ($174,152 against a typical $203,342), its price per square foot is higher than 33% of them ($150 against a typical $171), it is bigger than 50% of them (1,160 ft² against a typical 1,152 ft²), its lot is bigger than 19% of them (0.17 ac against a typical 0.26 ac) and it is newer than 15% of them (1949 against a typical 1971). Measured against all of Madison County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 521 Spencer St, Bethalto, IL?

The 2025 property tax bill for 521 Spencer St, Bethalto, IL was $3,221. The county assessed it at $52,400.

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