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Single Family ResidenceResidential
$267,750
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

522 DEEP RIVER RD

OMER, MI 48749
0
Baths
4 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$268K
$260K low$275K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$156,507
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$125,206
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$111,243
DOW CHEMICAL EMPLOYEES CREDIT UNION · recorded May 15, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,444 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$143,100 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$137,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$286,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyARENAC
Lot (acres)The size of the land the home sits on, from county records.4.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Standish-Sterling Central Junior/Senior High SchoolB
Middle · Grades 7–12 · 4.2 mi
E
Standish-Sterling Central Elementary SchoolB+
Elementary · Grades 1–6 · 4.3 mi

District: Standish-Sterling Community School District

Neighborhood · ZIP 48749These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.0%
PopulationHow many people live in this area.1,254
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,436
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,865
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

522 Deep River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Omer 48749
  • Has a bigger lot than 78% of homes in Arenac County

What homes are worth in Omer 48749

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$359K

This home is worth more than 93% of homes in Omer 48749.

How it measures up in Omer 48749

The dot is this home. The mark in the middle is the typical home in Omer 48749.

Estimated value$267,750
CheaperTypical $129,917Pricier

Pricier than 93% of homes nearby

Lot size4 ac
SmallerTypical 3.5 acBigger

Bigger than 63% of homes nearby

How 522 Deep River Rd ranks against every home in each area.
MeasureThis homeOmer 48749Arenac County
Estimated valuepricier than$267,75093% of homes82% of homes
Lot sizebigger than4 ac63% of homes78% of homes

About 522 Deep River Rd

How much is 522 Deep River Rd, Omer, MI worth?

The TopHap Estimate for 522 Deep River Rd, Omer, MI is $267,750 as of Jul 14, 2026. The likely range is $260,459 to $275,041. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 522 Deep River Rd, Omer, MI last sell?

522 Deep River Rd, Omer, MI last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 522 Deep River Rd, Omer, MI?

522 Deep River Rd, Omer, MI is assigned to Standish-Sterling Central Junior/Senior High School (middle), rated B; Standish-Sterling Central Elementary School (elementary), rated B+. All sit in Standish-Sterling Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 522 Deep River Rd, Omer, MI compare to other homes in Omer 48749?

Among the 647 homes in Omer 48749, it is worth more than 93% of them ($267,750 against a typical $129,917) and its lot is bigger than 63% of them (4 ac against a typical 3.5 ac). Measured against all of Arenac County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 522 Deep River Rd, Omer, MI?

The 2025 property tax bill for 522 Deep River Rd, Omer, MI was $2,444. The county assessed it at $143,100.

Closest homes

More homes in Omer 48749

Assigned schools

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See this home in context

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